Analysis
University of Northern Colorado graduates special education teachers who earn solidly above the state median—$44,009 versus $40,033 for Colorado overall—putting this program in the 60th percentile statewide. That's meaningful for a field known for modest starting salaries, and the debt load of $26,564 is manageable at just 0.6 times first-year earnings. This program clearly delivers better financial outcomes than the competing options at Colorado Christian or Metropolitan State.
The challenge is earnings stagnation. Four years out, graduates see only a 3% bump to $45,211—barely keeping pace with inflation. In special education, where experience typically translates to salary schedule advancement, this flat trajectory suggests graduates may be hitting compensation ceilings quickly or facing limited advancement opportunities. It's worth noting this pattern is common across the field nationally, where the median sits at nearly identical $44,139.
For families, this represents a reasonable investment if your child is committed to special education. The debt burden won't be crushing, and UNC provides a legitimate pathway into the profession with better initial placement than most Colorado alternatives. Just recognize that the financial upside will likely come from factors outside this data—pursuing a master's degree, moving into administrative roles, or relocating to higher-paying districts—rather than organic career growth in the classroom.
Where University of Northern Colorado Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Earnings Distribution
How University of Northern Colorado graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Northern Colorado | $44,009 | $45,211 | +3% |
| University of Illinois Urbana-Champaign | $51,922 | $61,326 | +18% |
| Western Washington University | $52,912 | $58,469 | +11% |
| Florida International University | $36,598 | $57,130 | +56% |
| Metropolitan State University of Denver | $39,638 | $45,385 | +14% |
Compare to Similar Programs in Colorado
Special Education and Teaching bachelors's programs at peer institutions in Colorado (4 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,010 | $44,009 | $45,211 | $26,564 | 0.60 | |
| $39,266 | $40,033 | — | — | — | |
| $10,780 | $39,638 | $45,385 | $20,027 | 0.51 | |
| National Median | — | $44,139 | — | $26,717 | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Colorado, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 41 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.