Median Earnings (1yr)
$51,690
72nd percentile (60th in IA)
Median Debt
$19,500
25% below national median
Debt-to-Earnings
0.38
Manageable
Sample Size
209
Adequate data

Analysis

The University of Northern Iowa's business program offers a remarkably efficient path to solid middle-class earnings. Graduates leave with just $19,500 in debt—about $7,500 below the state median—while earning $51,690 their first year out. That debt-to-earnings ratio of 0.38 means you're looking at roughly five months of gross salary to cover the total debt load, which is exceptional for a business degree. The earnings sit comfortably above national averages and place around the 60th percentile among Iowa business programs, meaning your child would be doing better than most state graduates in this field.

The program shows healthy momentum, with earnings climbing 19% to $61,468 by year four. While UNI doesn't match the elite Iowa privates like William Penn or Saint Ambrose, the trade-off makes sense: you're getting respectable earnings for a fraction of the debt burden. The robust sample size (100+ graduates tracked) confirms these aren't fluky numbers—this is a consistently strong outcome.

For families watching college costs carefully, this represents the sweet spot: an accessible state school (94% admission rate) delivering above-average results without the crushing debt that can haunt business graduates elsewhere. Your child won't be the highest earner among Iowa business grads, but they'll start their career on genuinely solid financial footing.

Where University of Northern Iowa Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of Northern IowaOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Northern Iowa graduates compare to all programs nationally

University of Northern Iowa graduates earn $52k, placing them in the 72th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Business Administration, Management and Operations bachelors's programs at peer institutions in Iowa (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northern Iowa$51,690$61,468$19,5000.38
William Penn University$62,162—$27,0000.43
Saint Ambrose University$60,163—$35,1350.58
Iowa State University$57,188$68,354$22,2500.39
Simpson College$56,812$61,369$26,9750.47
Upper Iowa University$55,854$55,601$34,4530.62
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Iowa

Compare tuition, earnings, and debt across Iowa schools

SchoolIn-State TuitionEarnings (1yr)Debt
William Penn University
Oskaloosa
$28,750$62,162$27,000
Saint Ambrose University
Davenport
$35,598$60,163$35,135
Iowa State University
Ames
$10,497$57,188$22,250
Simpson College
Indianola
$46,212$56,812$26,975
Upper Iowa University
Fayette
$19,000$55,854$34,453

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 209 graduates with reported earnings and 200 graduates with debt data. Small samples may not be representative.