Median Earnings (1yr)
$55,854
85th percentile (60th in IA)
Median Debt
$34,453
33% above national median
Debt-to-Earnings
0.62
Manageable
Sample Size
241
Adequate data

Analysis

Upper Iowa's business program earns graduates nearly $56,000 in their first year—well above the national median of $46,000 and placing them in the 85th percentile nationally. Among Iowa's 25 business programs, this puts them squarely in the middle (60th percentile), trailing flagships like Iowa State but outperforming many competitors. What stands out here is how quickly UIU closes the gap: despite a 93% admission rate and modest SAT scores, their graduates command salaries comparable to more selective institutions from day one.

The challenge is the debt load. At $34,500, graduates carry about 30% more debt than both state and national medians, though the 0.62 debt-to-earnings ratio remains manageable—most financial advisors consider anything under 1.0 reasonable. More concerning is the flat earnings trajectory: graduates make essentially the same four years out as they do immediately after graduation. This suggests the program may funnel students into entry-level management roles with limited advancement potential.

For families comparing Iowa options, this program delivers solid starting salaries without the selectivity hurdles of flagship schools. The premium debt is offset by above-average first-year earnings, making it workable for students who need accessibility. Just recognize you're paying for immediate employment outcomes rather than long-term earning growth—which may be exactly what some students need.

Where Upper Iowa University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Upper Iowa UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Upper Iowa University graduates compare to all programs nationally

Upper Iowa University graduates earn $56k, placing them in the 85th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Business Administration, Management and Operations bachelors's programs at peer institutions in Iowa (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Upper Iowa University$55,854$55,601$34,4530.62
William Penn University$62,162—$27,0000.43
Saint Ambrose University$60,163—$35,1350.58
Iowa State University$57,188$68,354$22,2500.39
Simpson College$56,812$61,369$26,9750.47
Briar Cliff University$55,784$60,580$25,1910.45
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Iowa

Compare tuition, earnings, and debt across Iowa schools

SchoolIn-State TuitionEarnings (1yr)Debt
William Penn University
Oskaloosa
$28,750$62,162$27,000
Saint Ambrose University
Davenport
$35,598$60,163$35,135
Iowa State University
Ames
$10,497$57,188$22,250
Simpson College
Indianola
$46,212$56,812$26,975
Briar Cliff University
Sioux City
$35,534$55,784$25,191

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Upper Iowa University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 241 graduates with reported earnings and 294 graduates with debt data. Small samples may not be representative.