Analysis
Upper Iowa's business program earns graduates nearly $56,000 in their first year—well above the national median of $46,000 and placing them in the 85th percentile nationally. Among Iowa's 25 business programs, this puts them squarely in the middle (60th percentile), trailing flagships like Iowa State but outperforming many competitors. What stands out here is how quickly UIU closes the gap: despite a 93% admission rate and modest SAT scores, their graduates command salaries comparable to more selective institutions from day one.
The challenge is the debt load. At $34,500, graduates carry about 30% more debt than both state and national medians, though the 0.62 debt-to-earnings ratio remains manageable—most financial advisors consider anything under 1.0 reasonable. More concerning is the flat earnings trajectory: graduates make essentially the same four years out as they do immediately after graduation. This suggests the program may funnel students into entry-level management roles with limited advancement potential.
For families comparing Iowa options, this program delivers solid starting salaries without the selectivity hurdles of flagship schools. The premium debt is offset by above-average first-year earnings, making it workable for students who need accessibility. Just recognize you're paying for immediate employment outcomes rather than long-term earning growth—which may be exactly what some students need.
Where Upper Iowa University Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Earnings Distribution
How Upper Iowa University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Upper Iowa University | $55,854 | $55,601 | -0% |
| Drake University | $47,806 | $73,716 | +54% |
| Iowa State University | $57,188 | $68,354 | +20% |
| University of Iowa | $46,264 | $66,009 | +43% |
| Coe College | $47,815 | $64,694 | +35% |
Compare to Similar Programs in Iowa
Business Administration, Management and Operations bachelors's programs at peer institutions in Iowa (25 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $19,000 | $55,854 | $55,601 | $34,453 | 0.62 | |
| $28,750 | $62,162 | — | $27,000 | 0.43 | |
| $35,598 | $60,163 | — | $35,135 | 0.58 | |
| $10,497 | $57,188 | $68,354 | $22,250 | 0.39 | |
| $46,212 | $56,812 | $61,369 | $26,975 | 0.47 | |
| $35,534 | $55,784 | $60,580 | $25,191 | 0.45 | |
| National Median | — | $45,703 | — | $26,000 | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Upper Iowa University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 241 graduates with reported earnings and 294 graduates with debt data. Small samples may not be representative.