Analysis
A chemistry bachelor's degree from UNI appears positioned near the middle of what's typical nationally, with peer programs suggesting around $42,600 in first-year earnings and roughly $23,700 in debt. That debt-to-earnings ratio of 0.56 falls within reasonable bounds—you'd expect your graduate to earn nearly twice what they borrowed in their first year alone. However, these figures come from national program averages rather than UNI's specific outcomes, and Iowa's chemistry programs typically produce slightly higher earnings around $44,400. The flagship universities report outcomes in the $43,900-$44,800 range, suggesting UNI graduates may face similar prospects.
The real question is whether chemistry as a career path justifies the investment, and the estimated earnings here sit at what appears to be an entry point rather than a ceiling. Chemistry graduates often move into lab work, quality control, or industrial positions where earnings can climb substantially with experience. The modest debt load provides breathing room for that career development—manageable monthly payments won't force your child into immediate high-paying work if they need graduate school or want to explore different chemistry applications.
Given UNI's 94% admission rate and accessible price point, this program could work well if your child is genuinely committed to chemistry. The estimated outcomes suggest competitiveness with Iowa's larger research universities, though without actual graduate data, you're betting on UNI's reputation translating into comparable industry placement. Contact the chemistry department directly about graduate placement rates and typical employer relationships before committing.
Where University of Northern Iowa Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Iowa
Chemistry bachelors's programs at peer institutions in Iowa (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,728 | $42,581* | — | $23,675* | — | |
| $10,964 | $44,847* | — | $25,956* | 0.58 | |
| $10,497 | $43,870* | — | $23,250* | 0.53 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.