Analysis
With similar natural resources programs nationally producing first-year earnings around $38,000, a projected debt load of $23,250 seems manageable—that's actually below the national median for this field. The 0.61 debt-to-earnings ratio suggests graduates from comparable programs typically owe about seven months' salary, which represents reasonable leverage for an environmental career. However, understand that these estimates come from peer institutions nationwide, not actual outcomes from UNI's specific program, which has too few graduates for the Department of Education to report.
The bigger question is whether $38,000 annual earnings align with your family's expectations for a bachelor's degree. Natural resources careers often prioritize mission over compensation, with many graduates entering government agencies, nonprofits, or conservation organizations where pay scales reflect public service values rather than private sector standards. The accessible admission profile (94% acceptance rate) suggests UNI serves students who might not have access to flagship universities, potentially making this debt level more significant for the typical enrollee than raw numbers suggest.
For families banking on environmental work providing middle-class stability immediately after graduation, these peer program outcomes warrant careful consideration. If your student is passionate about conservation and understands the field's compensation realities, the modest debt burden makes this investment reasonable. But if they're uncertain about the career path or expect quicker financial returns, the limited earning potential—even with manageable debt—could feel constraining in those crucial early career years.
Where University of Northern Iowa Stands
Earnings vs. debt across all natural resources management and policy bachelors's programs nationally
Compare to Similar Programs Nationally
Natural Resources Management and Policy bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,728 | $37,946* | — | $23,250* | — | |
| $15,988 | $48,967* | — | $21,755* | 0.44 | |
| $9,648 | $47,232* | — | $25,000* | 0.53 | |
| $16,408 | $44,445* | $51,853 | $25,000* | 0.56 | |
| $9,412 | $42,490* | — | $23,250* | 0.55 | |
| $32,049 | $41,863* | $50,456 | $27,000* | 0.64 | |
| National Median | — | $37,946* | — | $25,000* | 0.66 |
Career Paths
Occupations commonly associated with natural resources management and policy graduates
Economists
Environmental Economists
Forestry and Conservation Science Teachers, Postsecondary
Economics Teachers, Postsecondary
Criminal Justice and Law Enforcement Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Government Property Inspectors and Investigators
Regulatory Affairs Specialists
Customs Brokers
Detectives and Criminal Investigators
Police Identification and Records Officers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 26 similar programs. Actual outcomes may vary.