Analysis
University of Northern Iowa's psychology program starts graduates at modest salaries but shows impressive upward momentum. The 34% earnings growth from year one to year four suggests graduates are successfully transitioning into better-paying positions, pushing median earnings to $43,640βwell above what typical psychology bachelor's holders earn nationally. The $22,500 in debt is lower than both state and national medians, which matters for a field where entry-level salaries hover in the low $30,000s.
The catch: this program ranks in just the 40th percentile among Iowa psychology programs, trailing schools like Upper Iowa and Waldorf by nearly $10,000 in early earnings. If your child plans to stay in Iowa immediately after graduation, they'll be starting behind many in-state peers. However, UNI's broader reputation and the strong earnings trajectory suggest graduates who stick with it can close that gap over time.
The 0.69 debt-to-earnings ratio is manageable for a psychology degree, and the robust sample size means these numbers reflect real outcomes, not a lucky cohort. For families seeking an affordable entry point into psychology with room for growth, this worksβbut understand your child will likely need graduate school or several years of career building to reach competitive salaries in this field.
Where University of Northern Iowa Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Northern Iowa graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Northern Iowa | $32,673 | $43,640 | +34% |
| Loras College | $23,564 | $48,256 | +105% |
| Saint Ambrose University | $32,627 | $46,127 | +41% |
| Luther College | $30,302 | $46,087 | +52% |
| Waldorf University | $41,193 | $45,304 | +10% |
Compare to Similar Programs in Iowa
Psychology bachelors's programs at peer institutions in Iowa (27 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,728 | $32,673 | $43,640 | $22,500 | 0.69 | |
| $19,000 | $42,183 | $40,524 | $41,478 | 0.98 | |
| $25,220 | $41,193 | $45,304 | $29,136 | 0.71 | |
| $52,576 | $37,072 | $37,384 | $27,000 | 0.73 | |
| $40,190 | $35,559 | $34,524 | $32,500 | 0.91 | |
| $28,750 | $35,122 | β | $27,443 | 0.78 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 109 graduates with reported earnings and 159 graduates with debt data. Small samples may not be representative.