Psychology at University of Northern Iowa
Bachelor's Degree
Analysis
University of Northern Iowa's psychology program starts graduates at modest salaries but shows impressive upward momentum. The 34% earnings growth from year one to year four suggests graduates are successfully transitioning into better-paying positions, pushing median earnings to $43,640—well above what typical psychology bachelor's holders earn nationally. The $22,500 in debt is lower than both state and national medians, which matters for a field where entry-level salaries hover in the low $30,000s.
The catch: this program ranks in just the 40th percentile among Iowa psychology programs, trailing schools like Upper Iowa and Waldorf by nearly $10,000 in early earnings. If your child plans to stay in Iowa immediately after graduation, they'll be starting behind many in-state peers. However, UNI's broader reputation and the strong earnings trajectory suggest graduates who stick with it can close that gap over time.
The 0.69 debt-to-earnings ratio is manageable for a psychology degree, and the robust sample size means these numbers reflect real outcomes, not a lucky cohort. For families seeking an affordable entry point into psychology with room for growth, this works—but understand your child will likely need graduate school or several years of career building to reach competitive salaries in this field.
Where University of Northern Iowa Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Northern Iowa graduates compare to all programs nationally
University of Northern Iowa graduates earn $33k, placing them in the 59th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Iowa
Psychology bachelors's programs at peer institutions in Iowa (27 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Northern Iowa | $32,673 | $43,640 | $22,500 | 0.69 |
| Upper Iowa University | $42,183 | $40,524 | $41,478 | 0.98 |
| Waldorf University | $41,193 | $45,304 | $29,136 | 0.71 |
| Coe College | $37,072 | $37,384 | $27,000 | 0.73 |
| Buena Vista University | $35,559 | $34,524 | $32,500 | 0.91 |
| William Penn University | $35,122 | — | $27,443 | 0.78 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Iowa
Compare tuition, earnings, and debt across Iowa schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Upper Iowa University Fayette | $19,000 | $42,183 | $41,478 |
| Waldorf University Forest City | $25,220 | $41,193 | $29,136 |
| Coe College Cedar Rapids | $52,576 | $37,072 | $27,000 |
| Buena Vista University Storm Lake | $40,190 | $35,559 | $32,500 |
| William Penn University Oskaloosa | $28,750 | $35,122 | $27,443 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 109 graduates with reported earnings and 159 graduates with debt data. Small samples may not be representative.