Median Earnings (1yr)
$32,673
59th percentile
40th percentile in Iowa
Median Debt
$22,500
12% below national median

Analysis

University of Northern Iowa's psychology program starts graduates at modest salaries but shows impressive upward momentum. The 34% earnings growth from year one to year four suggests graduates are successfully transitioning into better-paying positions, pushing median earnings to $43,640β€”well above what typical psychology bachelor's holders earn nationally. The $22,500 in debt is lower than both state and national medians, which matters for a field where entry-level salaries hover in the low $30,000s.

The catch: this program ranks in just the 40th percentile among Iowa psychology programs, trailing schools like Upper Iowa and Waldorf by nearly $10,000 in early earnings. If your child plans to stay in Iowa immediately after graduation, they'll be starting behind many in-state peers. However, UNI's broader reputation and the strong earnings trajectory suggest graduates who stick with it can close that gap over time.

The 0.69 debt-to-earnings ratio is manageable for a psychology degree, and the robust sample size means these numbers reflect real outcomes, not a lucky cohort. For families seeking an affordable entry point into psychology with room for growth, this worksβ€”but understand your child will likely need graduate school or several years of career building to reach competitive salaries in this field.

Where University of Northern Iowa Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of Northern Iowa graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Northern Iowa$32,673$43,640+34%
Loras College$23,564$48,256+105%
Saint Ambrose University$32,627$46,127+41%
Luther College$30,302$46,087+52%
Waldorf University$41,193$45,304+10%

Compare to Similar Programs in Iowa

Psychology bachelors's programs at peer institutions in Iowa (27 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northern IowaCedar Falls$9,728$32,673$43,640$22,5000.69
Upper Iowa UniversityFayette$19,000$42,183$40,524$41,4780.98
Waldorf UniversityForest City$25,220$41,193$45,304$29,1360.71
Coe CollegeCedar Rapids$52,576$37,072$37,384$27,0000.73
Buena Vista UniversityStorm Lake$40,190$35,559$34,524$32,5000.91
William Penn UniversityOskaloosa$28,750$35,122β€”$27,4430.78
National Medianβ€”$31,482β€”$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 109 graduates with reported earnings and 159 graduates with debt data. Small samples may not be representative.