Business Administration, Management and Operations at University of Northwestern Ohio
Bachelor's Degree
Analysis
This business program struggles to compete with other Ohio options, with graduates earning below both the state median ($45,641) and national average ($45,703) a year out. While the debt load of $31,000 sits close to the state median, the lower earnings mean graduates are working with a more challenging repayment scenario—that 0.79 debt-to-earnings ratio is workable but leaves little room for error. The 40th percentile ranking among Ohio business programs tells the story plainly: you're paying near-average debt for below-average results in a state with 64 competing programs.
The 12% earnings growth over four years offers some reassurance that careers don't stagnate immediately, pushing median pay to $44,000. However, that still trails significantly behind what graduates from Miami University ($67,823) or Ohio State ($61,423) command in the job market. For a parent weighing options, this matters—Ohio's public universities deliver substantially stronger earning outcomes for similar or lower debt levels.
If your student has already committed to Northwestern Ohio for other reasons, this program won't derail their future—the debt is manageable and earnings do grow. But if you're still comparing schools, Ohio's larger public universities offer business programs with meaningfully better employment outcomes, making them the smarter financial bet for most families.
Where University of Northwestern Ohio Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Northwestern Ohio graduates compare to all programs nationally
University of Northwestern Ohio graduates earn $39k, placing them in the 21th percentile of all business administration, management and operations bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Ohio
Business Administration, Management and Operations bachelors's programs at peer institutions in Ohio (64 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Northwestern Ohio | $39,182 | $44,054 | $31,000 | 0.79 |
| Miami University-Oxford | $67,823 | $84,103 | $25,000 | 0.37 |
| University of Dayton | $63,897 | $75,643 | $23,364 | 0.37 |
| Ohio State University-Main Campus | $61,423 | $73,933 | $23,250 | 0.38 |
| Bowling Green State University-Main Campus | $60,807 | $70,489 | $25,000 | 0.41 |
| University of Cincinnati-Main Campus | $60,360 | $77,827 | $23,452 | 0.39 |
| National Median | $45,703 | — | $26,000 | 0.57 |
Other Business Administration, Management and Operations Programs in Ohio
Compare tuition, earnings, and debt across Ohio schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Miami University-Oxford Oxford | $17,809 | $67,823 | $25,000 |
| University of Dayton Dayton | $47,600 | $63,897 | $23,364 |
| Ohio State University-Main Campus Columbus | $12,859 | $61,423 | $23,250 |
| Bowling Green State University-Main Campus Bowling Green | $14,081 | $60,807 | $25,000 |
| University of Cincinnati-Main Campus Cincinnati | $13,570 | $60,360 | $23,452 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northwestern Ohio, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 92 graduates with reported earnings and 98 graduates with debt data. Small samples may not be representative.