Median Earnings (1yr)
$57,983
85th percentile
Median Debt
$50,470
90% above national median
Debt-to-Earnings
0.87
Manageable
Sample Size
124
Adequate data

Analysis

University of Phoenix's HR program presents a frustrating paradox: strong initial earnings paired with debt nearly double the national average and concerning salary declines. Graduates earn $58,000 in their first year—outpacing 85% of HR programs nationally and landing solidly at the 60th percentile among Arizona's five HR programs. That initial salary advantage looks promising until you factor in the $50,470 in median debt, which stands among the highest 5% of HR programs nationwide and exceeds Arizona's state median by $20,000.

The real warning sign is what happens after that first year. By year four, median earnings drop 10% to $52,000, erasing much of the initial advantage and falling below the program's own starting point. For a parent, this means your child would be managing substantial monthly loan payments on a declining salary trajectory—exactly the opposite of what you want to see. Compare this to University of Arizona's HR program, which charges less and produces similar outcomes, or consider that the national median debt for HR programs is half what Phoenix charges.

The bottom line: unless your child has already completed credits that transfer here or qualifies for substantial aid that brings debt below $35,000, this program's premium pricing doesn't deliver premium long-term value. The strong starting salary can't justify debt that will take years to pay down, especially as earnings trend downward rather than up.

Where University of Phoenix-Arizona Stands

Earnings vs. debt across all human resources management and services bachelors's programs nationally

University of Phoenix-ArizonaOther human resources management and services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Phoenix-Arizona graduates compare to all programs nationally

University of Phoenix-Arizona graduates earn $58k, placing them in the 85th percentile of all human resources management and services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arizona

Human Resources Management and Services bachelors's programs at peer institutions in Arizona (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Phoenix-Arizona$57,983$51,907$50,4700.87
University of Arizona$53,971$63,220$19,5000.36
Ottawa University-Surprise$49,063—$30,7360.63
National Median$50,361—$26,6250.53

Other Human Resources Management and Services Programs in Arizona

Compare tuition, earnings, and debt across Arizona schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Arizona
Tucson
$13,626$53,971$19,500
Ottawa University-Surprise
Surprise
$35,300$49,063$30,736

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Phoenix-Arizona, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 124 graduates with reported earnings and 181 graduates with debt data. Small samples may not be representative.