Accounting at University of Phoenix-Texas

This University of Phoenix-Texas accounting program delivers mixed results that require careful consideration. While graduates earn slightly above the Texas state median for accounting programs (60th percentile in-state), they significantly underperform nationally, landing in just the 40th percentile. More concerning is the debt load: at $47,435, graduates carry nearly double the national average debt for accounting programs and more than twice the Texas median. This places the program in the alarming 5th percentile nationally for debt levels.

The debt-to-earnings ratio of 0.92 means graduates will likely struggle with loan payments in their first year out of college, as nearly their entire salary would go toward debt service if following standard repayment guidelines. The virtually flat earnings growth (+1% over four years) suggests limited advancement potential compared to other accounting programs. When you consider that top Texas programs like TCU, SMU, and UT Austin produce graduates earning $67,000-$72,000—roughly $20,000 more annually—the value proposition becomes questionable.

For an anxious parent, the numbers tell a clear story: this program saddles students with excessive debt while delivering below-average earning potential. Unless your child has compelling reasons to choose this specific program, Texas offers numerous accounting options that provide better financial outcomes with significantly less debt burden.