Business Administration, Management and Operations at University of Phoenix-Texas

This University of Phoenix-Texas business program delivers exceptionally strong earnings that significantly outperform both national and state averages, but comes with a premium price tag that demands careful consideration. Graduates earn a median of $58,268 in their first year—ranking in the 93rd percentile nationally and 80th percentile among Texas business programs. This puts earnings well above the national median of $45,703 and Texas median of $44,084, positioning graduates competitively in the job market.

However, the debt load tells a more complex story. At $42,386, student debt is substantially higher than typical business programs (national median: $26,000; Texas median: $24,250), though the debt-to-earnings ratio of 0.73 remains manageable compared to many degree programs. More concerning is the slight earnings decline from year one to year four (-3%), suggesting limited early-career growth potential compared to programs that typically show earnings increases over time.

The bottom line: This program delivers strong initial earning power that justifies the higher debt load for students focused on immediate post-graduation income. However, parents should weigh this against the fact that several Texas universities (UT Austin, Baylor, TCU) offer similar or better outcomes, and the flat earnings trajectory may limit long-term financial gains. For students seeking reliable employment outcomes in business, this program performs well, but explore in-state public options first for better debt-to-earnings optimization.