Analysis
A debt-to-earnings ratio of 0.60 suggests manageable financing for chemistry graduates, though the caveat here is significant: both figures are estimates based on comparable programs rather than actual outcomes from University of Pikeville. The estimated $24,994 in debt aligns closely with national and state medians for chemistry bachelor's degrees, while the projected $41,842 first-year salary matches Kentucky's state median exactly—because that's the figure used for the estimate. What this tells you is that if Pikeville's program performs like typical Kentucky chemistry programs, your child would face a debt burden equal to about seven months of first-year income.
The challenge is understanding where Pikeville actually fits within Kentucky's chemistry landscape. Reported outcomes from other state programs show significant variation—Murray State graduates earn $48,334 while Eastern Kentucky grads start at $34,512. That $14,000 spread matters enormously for debt repayment and career trajectory. Pikeville's high proportion of Pell grant recipients (40%) suggests strong access for working-class students, but without actual graduate outcomes, you're essentially betting that their chemistry program will land somewhere in the middle of the state pack.
If chemistry is your child's clear calling and Pikeville offers compelling fit factors—small classes, research opportunities, geographic proximity—the estimated debt load isn't prohibitive. But request specific information from the school about graduate placements, graduate school admissions, and career outcomes before committing, since the published data simply aren't available to verify the program's actual track record.
Where University of Pikeville Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Kentucky
Chemistry bachelors's programs at peer institutions in Kentucky (21 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,150 | $41,842* | — | $24,994* | — | |
| $9,708 | $48,334* | — | $25,000* | 0.52 | |
| $12,828 | $41,842* | — | $24,411* | 0.58 | |
| $10,130 | $34,512* | $57,563 | $23,584* | 0.68 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Pikeville, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in KY. Actual outcomes may vary.