Finance and Financial Management Services at University of Puerto Rico-Aguadilla
Bachelor's Degree
uprag.eduAnalysis
The national estimation hereβ$53,590 in first-year earningsβfalls short of what's actually happening in Puerto Rico's finance job market, where comparable programs produce median earnings of $61,729. That's an $8,000 gap that matters when you're evaluating program value. The University of Puerto Rico system's flagship Rio Piedras campus reports earnings at that higher state median, suggesting UPR-Aguadilla graduates might face different employment outcomes despite the shared university system affiliation.
The estimated debt of $22,192 creates a manageable 0.41 ratio even at the lower national earnings figure, which is a positive sign. But here's the practical issue: if actual outcomes track closer to the state's $61,729 median, this becomes a straightforward win. If they align with the $53,590 national estimate used here, you're looking at earnings below what other Puerto Rico finance programs deliver, though still with reasonable debt service.
Given the 82% Pell Grant rate and broad admission access, this program serves students who might not have alternatives. The unknown is whether Aguadilla's location and employer connections produce outcomes matching other UPR campuses or fall below the state norm. Your child would be betting that a UPR degree carries enough weight to overcome any campus-specific differencesβa reasonable bet for the system's reputation, but one made with incomplete outcome information.
Where University of Puerto Rico-Aguadilla Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Puerto Rico
Finance and Financial Management Services bachelors's programs at peer institutions in Puerto Rico (14 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,954 | $53,590* | β | $22,192* | β | |
| $5,324 | $61,729* | β | β* | β | |
| National Median | β | $53,590* | β | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Puerto Rico-Aguadilla, approximately 82% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 431 similar programs. Actual outcomes may vary.