Est. Earnings (1yr)
$53,590
Est. from national median (431 programs)
Est. Median Debt
$22,192
Est. from national median (246 programs)

Analysis

The national estimation hereβ€”$53,590 in first-year earningsβ€”falls short of what's actually happening in Puerto Rico's finance job market, where comparable programs produce median earnings of $61,729. That's an $8,000 gap that matters when you're evaluating program value. The University of Puerto Rico system's flagship Rio Piedras campus reports earnings at that higher state median, suggesting UPR-Aguadilla graduates might face different employment outcomes despite the shared university system affiliation.

The estimated debt of $22,192 creates a manageable 0.41 ratio even at the lower national earnings figure, which is a positive sign. But here's the practical issue: if actual outcomes track closer to the state's $61,729 median, this becomes a straightforward win. If they align with the $53,590 national estimate used here, you're looking at earnings below what other Puerto Rico finance programs deliver, though still with reasonable debt service.

Given the 82% Pell Grant rate and broad admission access, this program serves students who might not have alternatives. The unknown is whether Aguadilla's location and employer connections produce outcomes matching other UPR campuses or fall below the state norm. Your child would be betting that a UPR degree carries enough weight to overcome any campus-specific differencesβ€”a reasonable bet for the system's reputation, but one made with incomplete outcome information.

Where University of Puerto Rico-Aguadilla Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Compare to Similar Programs in Puerto Rico

Finance and Financial Management Services bachelors's programs at peer institutions in Puerto Rico (14 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of Puerto Rico-AguadillaAguadilla$5,954$53,590*β€”$22,192*β€”
University of Puerto Rico-Rio PiedrasSan Juan$5,324$61,729*β€”β€”*β€”
National Medianβ€”$53,590*β€”$23,332*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Puerto Rico-Aguadilla, approximately 82% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 431 similar programs. Actual outcomes may vary.