Analysis
Chemistry graduates from University of Puerto Rico-Cayey face an unusual earnings picture: peer programs nationally suggest first-year earnings around $42,500, yet other Puerto Rico chemistry programs report actual outcomes between $16,000 and $23,000—a striking disconnect. This gap matters because the estimated $23,675 in debt assumes national borrowing patterns, while similar UPR institutions typically see debt closer to $13,000. If actual outcomes for Cayey graduates follow Puerto Rico norms rather than mainland patterns, the debt burden could prove substantially heavier relative to real earnings than these estimates suggest.
The institution serves a predominantly Pell-eligible population (76%) with open admission, which typically correlates with students staying in Puerto Rico after graduation rather than competing for mainland positions. That local job market reality—where chemistry bachelor's holders earn half the national median—should weigh heavily in your calculations. Even the estimated debt load of $24,000, modest by mainland standards, becomes more burdensome at $20,000 annual income than at $42,000.
Before committing, get clarity on where Cayey's chemistry graduates actually work and what they actually earn. The program could be excellent preparation for Puerto Rico's pharmaceutical industry at appropriate debt levels, but you need real placement data, not national estimates, to make that call. If staying in Puerto Rico post-graduation is likely, plan finances around local salary expectations rather than these higher national figures.
Where University of Puerto Rico at Cayey Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Puerto Rico
Chemistry bachelors's programs at peer institutions in Puerto Rico (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,354 | $42,581* | — | $23,675* | — | |
| $5,364 | $22,743* | $43,253 | —* | — | |
| $5,274 | $16,465* | $49,485 | $9,500* | 0.58 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Puerto Rico at Cayey, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.