Analysis
The dramatic gap between estimated national benchmarks and Puerto Rico's actual reported outcomes creates significant uncertainty about this program's true value. While comparable programs across the U.S. suggest first-year earnings around $44,000 with debt near $26,000, the one Puerto Rico school with reported data—UPR-Bayamon—shows graduates earning just $9,500. That ten-fold difference isn't a rounding error; it reflects fundamentally different labor markets and salary structures that national estimates simply can't capture.
For a family considering this program, the practical challenge is acute. If actual outcomes mirror other Puerto Rico educators (around $9,500), that $26,000 in estimated debt becomes nearly three years of gross income—a burden that would stretch most household budgets past breaking. Even if this specific program performs better than the one comparable data point, it's difficult to imagine outcomes approaching the national benchmarks used here. Special education teaching salaries in Puerto Rico operate in a different economic reality than the mainland programs driving these estimates.
The 76% Pell Grant rate suggests many families here are already managing tight finances. Without concrete data on what UPR-Cayey graduates actually earn, you're making a $26,000 bet on numbers that may be off by a factor of four or more. That's not a criticism of the school—it's simply acknowledging that national estimates built from mainland programs tell you almost nothing about teaching career prospects in Puerto Rico's specific context.
Where University of Puerto Rico at Cayey Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Puerto Rico
Special Education and Teaching bachelors's programs at peer institutions in Puerto Rico (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,354 | $44,139* | — | $26,023* | — | |
| $6,284 | $9,503* | $20,682 | $5,250* | 0.55 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Puerto Rico at Cayey, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.