Analysis
A chemistry bachelor's degree from UPR-Bayamon carries an estimated $23,675 in debt—nearly double what Puerto Rico chemistry programs typically report ($12,875 median)—while peer programs in the state suggest dramatically lower earnings than the national $42,581 figure used for this estimate. The state's two largest chemistry programs with actual data show graduates earning between $16,500 and $22,700 in their first year, painting a very different picture than national benchmarks would suggest. This discrepancy matters because chemistry graduates in Puerto Rico face a fundamentally different job market than their mainland counterparts.
The debt-to-earnings calculation looks manageable at 0.56 if you use the national earnings estimate, but becomes considerably less attractive if actual outcomes align more closely with Puerto Rico's $19,604 state median for chemistry programs. At that income level, the debt burden would represent more than a full year's salary. With 78% of students receiving Pell grants, many families here are choosing this program precisely because they need strong financial returns, yet the evidence from comparable programs suggests those returns may be elusive.
Your child would be entering a program where we simply don't know the actual graduate outcomes—and where the available evidence from similar Puerto Rico programs points toward significantly lower earnings than national estimates would suggest. Unless your family has specific connections to research institutions or mainland opportunities, this investment requires serious scrutiny about post-graduation plans.
Where University of Puerto Rico-Bayamon Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Puerto Rico
Chemistry bachelors's programs at peer institutions in Puerto Rico (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,284 | $42,581* | — | $23,675* | — | |
| $5,364 | $22,743* | $43,253 | —* | — | |
| $5,274 | $16,465* | $49,485 | $9,500* | 0.58 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Puerto Rico-Bayamon, approximately 78% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.