Finance and Financial Management Services at University of Puerto Rico-Mayaguez

Four years out, this finance program shows graduates earning $49,684—notably lower than both the PR state median of $61,729 and the national benchmark of $53,590. While first-year earnings are estimated at around $53,590 based on comparable finance programs nationwide, the actual reported fourth-year figure suggests earnings may dip rather than climb in the early career years, an unusual pattern for business degrees.

The estimated debt load of roughly $22,000, drawn from similar programs at public universities, translates to a manageable 0.41 ratio against first-year earnings. That's a reasonable starting point. However, the fourth-year earnings drop complicates the picture—if that trend reflects typical outcomes for UPR-Mayaguez finance graduates, the initial debt-to-earnings calculation becomes less reassuring. For context, nearby UPR-Rio Piedras reports finance graduates earning $61,729, about 24% more than what's shown here at the four-year mark.

Given the small graduate cohort that triggered data suppression, consider whether this program has the employer connections and placement track record to justify enrollment. The debt burden appears modest, but if mid-career earnings lag both state and national peers by this much, your child might be better positioned at a Puerto Rico program with demonstrated higher outcomes—or considering finance programs on the mainland where the national median provides a clearer floor.