Analysis
A debt-to-earnings ratio of 0.49 places this physics program in favorable territory—national peer programs suggest first-year earnings around $47,670 against estimated debt of $23,424, meaning graduates could theoretically pay off loans with half a year's salary. For a school serving primarily Pell-eligible students (65% of the campus), this represents solid economic mobility potential, though the lack of reported data from UPR-Mayaguez specifically means we're inferring outcomes from what typically happens at similar physics programs nationwide.
The challenge lies in context. Puerto Rico's job market for physics graduates differs substantially from mainland options, and the estimated national earnings figure may not reflect local opportunities. Many physics graduates either pursue advanced degrees (where the bachelor's becomes a stepping stone rather than a terminal credential) or leave the island for better-paying positions. If your child plans to stay in Puerto Rico immediately after graduation, actual earnings could fall short of these national benchmarks.
The fundamentals—a 52% admission rate at a well-regarded engineering school, manageable estimated debt, and a degree in a STEM field—suggest reasonable value. But push for concrete answers: Where do recent physics graduates actually work? What percentage continue to graduate school? What's the placement rate for those seeking employment versus further education? Without program-specific outcomes data, these conversations with faculty and career services become essential for understanding whether this investment aligns with your child's post-graduation plans.
Where University of Puerto Rico-Mayaguez Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,274 | $47,670* | — | $23,424* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Puerto Rico-Mayaguez, approximately 65% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.