Analysis
A debt-to-earnings ratio of 0.64 suggests manageable student loans, but the context here matters considerably. Based on national benchmarks for public health bachelor's programs, first-year earnings around $37,500 and debt near $24,000 represent fairly typical outcomes—not exceptional, but workable. What complicates the picture is Puerto Rico's economic landscape, where public health salaries may not align with mainland averages, and where 66% of students qualify for Pell grants, indicating significant financial need among the student body.
The comparison points are limited since actual data for UPR-Medical Sciences isn't available, and other Puerto Rico public health programs haven't reported outcomes either. Still, the estimated $24,000 debt sits above the state median of $20,000 for similar programs, suggesting this particular pathway may be slightly costlier than local alternatives. For families already stretched financially, that $4,000 gap deserves attention, especially if job opportunities remain concentrated in government or nonprofit sectors with compressed salary scales.
For parents weighing this investment, the key question is whether local public health job prospects justify even moderate debt loads. If your child plans to work in Puerto Rico after graduation, investigate actual entry-level salaries at the Department of Health or major hospital systems—those real numbers will matter more than national estimates. If mainland opportunities are on the table, the debt burden becomes more manageable, but factor in relocation costs and licensing requirements that vary by state.
Where University of Puerto Rico-Medical Sciences Stands
Earnings vs. debt across all public health bachelors's programs nationally
Compare to Similar Programs Nationally
Public Health bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| — | $37,548* | — | $24,000* | — | |
| — | $99,671* | — | $30,500* | 0.31 | |
| $9,228 | $76,451* | — | —* | — | |
| $68,230 | $75,909* | $61,595 | $11,760* | 0.15 | |
| $8,050 | $74,771* | $82,190 | $27,000* | 0.36 | |
| $14,694 | $59,330* | $60,142 | $30,750* | 0.52 | |
| National Median | — | $37,548* | — | $26,000* | 0.69 |
Career Paths
Occupations commonly associated with public health graduates
Physicists
Medical and Health Services Managers
Medical Scientists, Except Epidemiologists
Genetic Counselors
Epidemiologists
Physics Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
Climate Change Policy Analysts
Environmental Restoration Planners
Industrial Ecologists
Occupational Health and Safety Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Puerto Rico-Medical Sciences, approximately 66% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 213 similar programs. Actual outcomes may vary.