Analysis
A debt-to-earnings ratio of 0.50 suggests a manageable financial picture for this program, with estimated first-year earnings of $47,506 against roughly $23,624 in debt. Based on comparable business bachelor's programs nationally, URI's outcomes appear to align with typical mid-career entry points in the field. The estimated earnings match the national median exactly, meaning this program sits squarely in the middle of the 471 business programs tracked nationwide—neither a standout performer nor a laggard.
The relatively modest debt load is the stronger part of this equation. At about half the first-year salary, graduates should be able to service these loans without severe strain, assuming they secure employment in their field. Business degrees typically offer flexible career paths, and URI's 77% admission rate suggests accessibility without sacrificing reasonable post-graduation prospects. The bigger question is whether this program can help students access higher-earning business roles, since the top quartile of programs nationally produce $54,742 in first-year earnings—a meaningful $7,000 premium.
Without program-specific data from URI itself, you're relying on national averages to project outcomes. That means individual results could vary significantly based on internship quality, networking, and career services support—factors these estimates can't capture. If your student is comparing URI to other business programs with actual reported outcomes, prioritize those schools where you can see real graduate earnings rather than projections.
Where University of Rhode Island Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs Nationally
Business/Commerce bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $16,408 | $47,506* | — | $23,624* | — | |
| $11,678 | $94,041* | — | —* | — | |
| $60,438 | $77,828* | $115,546 | $19,500* | 0.25 | |
| $64,758 | $76,722* | $91,708 | $18,899* | 0.25 | |
| $54,844 | $74,886* | $90,608 | $15,000* | 0.20 | |
| $63,141 | $74,868* | $91,376 | $24,000* | 0.32 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Rhode Island, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 242 similar programs. Actual outcomes may vary.