Analysis
Ohio's community colleges show that accounting associate degrees can deliver first-year earnings ranging from $35,000 to $45,000, with top performers like Cuyahoga Community College placing graduates well above the pack. University of Rio Grande's estimated outcomes land right at the state median of $35,703, suggesting a middle-of-the-road result compared to peer programs across Ohio.
The estimated $26,291 in debt sits higher than both the state median ($24,750) and national median ($19,354) for accounting associate programs. This translates to a debt-to-earnings ratio of 0.74—meaning graduates would owe roughly three-quarters of their first year's salary. While this isn't catastrophic, it means loan payments could consume a meaningful chunk of early-career income, potentially running $250-300 monthly on standard repayment plans.
The practical question is whether this program's value justifies being at the higher end of typical debt loads when comparable Ohio programs show similar or better earnings with less borrowing. Given that over a third of students here receive Pell grants, cost management matters significantly. If your child can access this program with substantially less debt—through scholarships, work arrangements, or comparing aid packages with nearby community colleges—it becomes more compelling. Otherwise, the estimated financials suggest exploring whether programs at schools like Stark State or Cuyahoga might offer better returns on investment.
Where University of Rio Grande Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Ohio
Accounting associates's programs at peer institutions in Ohio (57 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $20,560 | $35,703* | — | $26,291* | — | |
| $3,736 | $44,532* | $46,606 | $15,931* | 0.36 | |
| $4,670 | $38,671* | $35,917 | $19,455* | 0.50 | |
| $19,542 | $36,958* | $38,715 | $26,291* | 0.71 | |
| $5,400 | $35,703* | $49,894 | $18,516* | 0.52 | |
| $9,385 | $34,785* | $36,239 | $32,361* | 0.93 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Rio Grande, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in OH. Actual outcomes may vary.