Analysis
A debt-to-earnings ratio of 0.46 suggests manageable financial footing for this Mathematics degree, though the figures deserve scrutiny. Based on comparable Ohio programs, graduates appear to earn around $49,228 in their first year—squarely at the state median—while carrying an estimated $22,625 in debt. That puts the debt burden at roughly five months of gross income, a reasonable starting point for a STEM field known for steady career trajectories.
The challenge is context. Ohio's math programs show considerable variation, with top-tier state schools producing graduates earning $52,000 to $54,000 right out of the gate. University of Rio Grande's estimated outcomes land in the middle of the pack, neither exceptionally strong nor worrisome. For a school serving a substantial population of Pell grant recipients (36%), these peer-based projections suggest the program delivers adequate value without the premium returns of larger research universities.
The key uncertainty here is whether Rio Grande's actual graduates match these statewide patterns. With both earnings and debt estimated from similar Ohio programs rather than this school's track record, you're making an informed guess rather than evaluating proven outcomes. If your student thrives in smaller settings and plans to stay in Ohio—where the job market for math graduates appears stable—this could work. But if they're competitive for admission at Kent State or Ohio State, those programs show measurably stronger earning potential with comparable debt loads.
Where University of Rio Grande Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Ohio
Mathematics bachelors's programs at peer institutions in Ohio (56 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $20,560 | $49,228* | — | $22,625* | — | |
| $7,272 | $54,367* | — | $19,250* | 0.35 | |
| $12,846 | $54,367* | — | $19,250* | 0.35 | |
| $12,859 | $52,921* | $58,860 | $20,500* | 0.39 | |
| $17,809 | $49,541* | — | $18,850* | 0.38 | |
| $13,570 | $48,914* | — | $20,970* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Rio Grande, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in OH. Actual outcomes may vary.