Analysis
The debt picture here looks manageable—$27,000 is close to what biology majors typically borrow in Connecticut—but the earnings trajectory raises questions. Similar biology programs in Connecticut suggest first-year earnings around $37,450, which would make the debt load reasonable. However, by year four, this program's actual reported median drops to $30,749, well below that initial estimate and even beneath the national median of $32,316 for biology bachelor's degrees.
That backward slide from estimated year one to reported year four is unusual and suggests graduates may be struggling to gain traction in their careers or are pursuing paths that don't leverage their degrees effectively. For comparison, other Connecticut biology programs show stronger four-year outcomes: Trinity grads earn $52,179, Quinnipiac $44,657, and even regional state schools like Southern Connecticut post $41,973. The University of Saint Joseph's outcomes trail these peers by $10,000 or more.
Given this pattern, families should understand they're looking at estimated early earnings that may not materialize sustainably. The debt is reasonable, but only if those initial earnings hold—and the year-four data suggests they don't. If your student is set on biology at a smaller Connecticut school, ask hard questions about career support, graduate school placement rates, and whether most students actually land in science-related jobs after graduation.
Where University of Saint Joseph Stands
Earnings vs. debt across all biology bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Saint Joseph | — | $30,749 | — |
| Quinnipiac University | $44,657 | $56,734 | +27% |
| University of Connecticut | $33,189 | $56,494 | +70% |
| University of Connecticut-Waterbury Campus | $33,189 | $56,494 | +70% |
| University of Connecticut-Avery Point | $33,189 | $56,494 | +70% |
Compare to Similar Programs in Connecticut
Biology bachelors's programs at peer institutions in Connecticut (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $45,908 | $37,450* | $30,749 | $27,000 | — | |
| $67,420 | $52,179* | — | $26,190 | 0.50 | |
| $53,090 | $44,657* | $56,734 | $27,000 | 0.60 | |
| $12,828 | $41,973* | $51,529 | $24,770 | 0.59 | |
| $64,812 | $41,067* | $51,800 | $23,045 | 0.56 | |
| $13,292 | $39,977* | $53,040 | $25,448 | 0.64 | |
| National Median | — | $32,316* | — | $25,000 | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Saint Joseph, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 15 similar programs in CT. Actual outcomes may vary.