Analysis
Similar chemistry programs in California suggest first-year earnings around $44,000—right at the state median—but the estimated debt load of $25,000 tells a more complex story. That's about 53% higher than what typical California chemistry graduates carry, though it aligns with national norms for bachelor's programs at similar institutions. The debt-to-earnings ratio of 0.57 means graduates would dedicate roughly seven months of first-year income to debt repayment, a manageable but not trivial burden.
Context matters here: nearby Cal State San Marcos reports chemistry graduates earning $49,000 with significantly less debt, while UC Berkeley chemistry grads start above $59,000. For a small private institution drawing 35% Pell-eligible students, University of Saint Katherine's estimated outcomes fall in the middle ground—neither exceptional nor alarming, but clearly trailing larger public universities that offer more established chemistry programs with stronger industry connections and research infrastructure.
The practical question is whether the smaller class sizes and faith-based environment justify the higher debt load when comparable earnings appear achievable at lower cost elsewhere. Chemistry graduates generally find solid employment, but starting $5,000 behind nearby state school peers while carrying $8,000 more in debt creates a meaningful financial gap in those crucial first years after graduation.
Where University of Saint Katherine Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in California
Chemistry bachelors's programs at peer institutions in California (65 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $28,800 | $43,766* | — | $24,994* | — | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,167 | $50,944* | $56,584 | $15,000* | 0.29 | |
| $7,008 | $50,553* | $66,742 | $15,680* | 0.31 | |
| $7,739 | $49,382* | — | —* | — | |
| $14,965 | $47,197* | $64,903 | $15,805* | 0.33 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Saint Katherine, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 23 similar programs in CA. Actual outcomes may vary.