Analysis
Based on comparable accounting programs in Kansas, graduates here would likely earn around $54,000 in their first year while carrying roughly $34,000 in debt—about $9,000 more than the typical Kansas accounting graduate. That debt-to-earnings ratio of 0.62 means you're looking at borrowing over seven months of first-year salary, which is manageable but not competitive within the state.
The challenge becomes clearer when you examine other Kansas options. Programs at Kansas State, Wichita State, and even smaller schools like Benedictine College show graduates earning $4,000 to $6,000 more annually while typically carrying less debt. For a credential where employers largely value the CPA license over the school name, that's a meaningful difference—it translates to faster debt payoff and more financial breathing room early in a career.
The real question is whether University of Saint Mary offers something specific that justifies the higher debt load for similar outcomes. If your child has unique reasons to attend—location, fit, or specific support services—the numbers aren't prohibitive. But if you're comparison shopping accounting programs in Kansas purely on return on investment, several state schools appear to offer a stronger financial position at graduation.
Where University of Saint Mary Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Kansas
Accounting bachelors's programs at peer institutions in Kansas (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,890 | $53,842* | — | $33,552* | — | |
| $10,942 | $60,155* | $68,922 | $24,250* | 0.40 | |
| $9,322 | $59,448* | $63,799 | $22,250* | 0.37 | |
| $34,800 | $58,320* | $68,559 | $20,500* | 0.35 | |
| $5,633 | $56,503* | $44,024 | $26,000* | 0.46 | |
| $9,578 | $55,197* | $58,768 | $20,853* | 0.38 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Saint Mary, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in KS. Actual outcomes may vary.