Median Earnings (1yr)
$51,056
69th percentile (60th in CA)
Median Debt
$22,250
14% below national median
Debt-to-Earnings
0.44
Manageable
Sample Size
88
Adequate data

Analysis

USD's business program produces solid mid-career growth, with graduates earning $51,056 initially and jumping to over $70,000 by year four—a 38% increase that suggests the school's network and reputation gain value over time. While starting salaries lag behind elite California programs like Berkeley ($90,000) or USC ($72,000), they beat both state and national medians by comfortable margins. Among California's 98 business programs, USD ranks in the 60th percentile, positioning it firmly in the upper tier without commanding the premium of top-ranked competitors.

The debt picture is notably favorable: at $22,250, graduates borrow slightly more than California's median but less than the national average, creating a debt-to-earnings ratio of 0.44 that most families can manage with standard repayment plans. The moderate sample size means these figures represent real outcomes rather than statistical anomalies, and the school's 19% Pell population suggests less socioeconomic diversity than many public alternatives.

For families willing to pay private school prices, this delivers respectable returns without the brand cachet or starting salary of USC or Pepperdine. If your child thrives in smaller environments and values San Diego's job market, the trajectory justifies the investment. But if maximizing year-one earnings matters most—perhaps to cover living costs independently—consider whether Cal Poly SLO or other strong public programs offer better value at significantly lower total cost.

Where University of San Diego Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of San DiegoOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of San Diego graduates compare to all programs nationally

University of San Diego graduates earn $51k, placing them in the 69th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Business Administration, Management and Operations bachelors's programs at peer institutions in California (98 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of San Diego$51,056$70,363$22,2500.44
University of California-Berkeley$90,008$123,780$12,1950.14
Golden Gate University$77,752$87,027$33,9680.44
California Polytechnic State University-San Luis Obispo$71,876$85,332$17,0000.24
University of Southern California$71,668$87,767$17,3750.24
Pepperdine University$69,751$82,688$28,0000.40
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of California-Berkeley
Berkeley
$14,850$90,008$12,195
Golden Gate University
San Francisco
$31,243$77,752$33,968
California Polytechnic State University-San Luis Obispo
San Luis Obispo
$11,075$71,876$17,000
University of Southern California
Los Angeles
$68,237$71,668$17,375
Pepperdine University
Malibu
$66,742$69,751$28,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of San Diego, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 88 graduates with reported earnings and 92 graduates with debt data. Small samples may not be representative.