Analysis
A $24,000 debt load at the national median might sound manageable, but remember these are estimates based on similar private universities—the actual figures for USF could differ. What we can say is that peer programs nationwide typically carry $22,250 in debt for this credential, so if these estimates hold, you're looking at slightly above-average borrowing for a business economics degree.
The estimated first-year earnings of $54,064 align perfectly with California's median for this field, which means graduates from comparable programs in the state typically start around this mark. That's essentially on par with the national median too. The debt-to-earnings ratio of 0.44 suggests workable repayment—less than half the first year's salary. But here's the catch: top UC programs and even some smaller California schools produce graduates earning $80,000+ in their first year. The premium you'd pay at USF over a UC campus (where debt tends to run lower) doesn't appear to translate into a salary advantage based on state-wide patterns.
Without actual outcomes data for USF's specific program, you're making an investment decision on incomplete information. If your child has UC admission in hand, the economics favor that route. If USF is the primary option, the estimated debt picture looks survivable, but acknowledge you're betting on an outcome that may or may not materialize at this particular school.
Where University of San Francisco Stands
Earnings vs. debt across all business/managerial economics bachelors's programs nationally
Compare to Similar Programs in California
Business/Managerial Economics bachelors's programs at peer institutions in California (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $58,222 | $54,064* | — | $24,000* | — | |
| $13,747 | $83,604* | $92,873 | $17,332* | 0.21 | |
| $13,160 | $66,360* | $70,643 | $36,551* | 0.55 | |
| $15,247 | $54,546* | $78,081 | $13,000* | 0.24 | |
| $51,790 | $54,457* | $78,938 | $25,000* | 0.46 | |
| $62,784 | $54,064* | $75,777 | $22,977* | 0.42 | |
| National Median | — | $53,219* | — | $22,250* | 0.42 |
Career Paths
Occupations commonly associated with business/managerial economics graduates
Economists
Environmental Economists
Financial Risk Specialists
Management Analysts
Economics Teachers, Postsecondary
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of San Francisco, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in CA. Actual outcomes may vary.