Median Earnings (1yr)
$19,222
5th percentile (10th in CA)
Median Debt
$21,250
11% below national median
Debt-to-Earnings
1.11
Elevated
Sample Size
16
Limited data

Analysis

The first-year earnings of $19,222 should be a major red flag, but the 158% jump to nearly $50,000 by year four tells a more complex story. Something unusual is happening with USF History graduates in that first year—perhaps extended job searches in San Francisco's expensive market, unpaid internships, or graduate school applications. By year four, earnings actually exceed California's median for history programs, though the small sample size (under 30 graduates) means this could easily swing either way for future cohorts.

The bigger concern is geography. Living in San Francisco on $19,000 is essentially impossible without family support, and even the year-four salary of $49,631 leaves graduates stretched thin in one of America's most expensive cities. The $21,250 debt load is manageable compared to the eventual earnings, but only if students can weather that brutal first year financially. Among California's 72 history programs, this one ranks in just the 10th percentile for earnings—trailing San Diego State by $11,000 and even middle-tier CSU campuses by significant margins.

If your child can rely on family support during that first year and plans to stay in the Bay Area anyway, the eventual earnings recovery makes this viable. But for students taking on housing debt or relying on immediate income, USF's History program presents real financial risk. The eventual salary doesn't overcome the front-loaded struggle of making San Francisco work on poverty-level wages.

Where University of San Francisco Stands

Earnings vs. debt across all history bachelors's programs nationally

University of San FranciscoOther history programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of San Francisco graduates compare to all programs nationally

University of San Francisco graduates earn $19k, placing them in the 5th percentile of all history bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

History bachelors's programs at peer institutions in California (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of San Francisco$19,222$49,631$21,2501.11
Ashford University$46,581$45,832$40,7500.87
San Diego State University$38,203$39,883$13,8810.36
California State University-Northridge$37,031$44,147$15,0000.41
University of Southern California$36,876$59,624$12,6380.34
University of California-Santa Cruz$33,081$40,464$18,2790.55
National Median$31,220—$24,0000.77

Other History Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Ashford University
San Diego
$13,160$46,581$40,750
San Diego State University
San Diego
$8,290$38,203$13,881
California State University-Northridge
Northridge
$7,095$37,031$15,000
University of Southern California
Los Angeles
$68,237$36,876$12,638
University of California-Santa Cruz
Santa Cruz
$14,560$33,081$18,279

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of San Francisco, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.