Analysis
USC's philosophy program faces a challenge common to the humanities: flat earnings that hover around $31,000 whether you're one year or four years out of graduation. The $25,000 debt load is actually quite reasonable—below the national median for philosophy programs—and the debt-to-earnings ratio of 0.81 suggests it's manageable with disciplined budgeting. Among South Carolina's philosophy programs, these earnings land at the median, meaning this performs exactly as you'd expect for the state.
The real question for an anxious parent: what does your student plan to do with this degree? Philosophy majors often pursue graduate school, law school, or careers where the bachelor's serves as a stepping stone rather than terminal credential. If your child is passionate about the field and has a clear path forward—whether that's further education or a specific career goal—the moderate debt makes this less risky than many humanities programs. The stagnant earnings from year one to year four do suggest limited career progression for those who enter the workforce directly.
One important caveat: this data comes from fewer than 30 graduates, so individual outcomes vary widely. For a student committed to philosophy who needs to stay in-state, this won't sink them financially. But they should have concrete post-graduation plans, because simply having the degree won't drive earnings growth on its own.
Where University of South Carolina-Columbia Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Earnings Distribution
How University of South Carolina-Columbia graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of South Carolina-Columbia | $30,936 | $30,831 | -0% |
| University of Pennsylvania | $73,053 | $90,761 | +24% |
| University of Michigan-Ann Arbor | $37,885 | $63,360 | +67% |
| University of Maryland-College Park | $35,608 | $60,654 | +70% |
| University of Florida | $24,048 | $55,986 | +133% |
Compare to Similar Programs Nationally
Philosophy bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,688 | $30,936 | $30,831 | $25,000 | 0.81 | |
| $66,104 | $73,053 | $90,761 | $18,500 | 0.25 | |
| $69,045 | $52,668 | — | $20,062 | 0.38 | |
| $67,680 | $47,345 | $47,768 | $18,000 | 0.38 | |
| $6,270 | $43,699 | — | $15,636 | 0.36 | |
| $7,410 | $43,311 | — | $18,700 | 0.43 | |
| National Median | — | $31,652 | — | $22,641 | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Carolina-Columbia, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 19 graduates with debt data. Small samples may not be representative.