Analysis
Similar accounting programs across South Carolina suggest first-year earnings around $52,400βright in line with both state and national medians for this degree. That's a solid foundation for an entry-level accountant, though it trails the state's top programs like USC-Columbia and Clemson by about $7,000. The estimated $26,400 in debt produces a manageable 0.50 ratio, meaning your child would owe roughly half their first-year salaryβa comfortable position for an accounting graduate.
What makes this estimate more reliable is how consistent accounting outcomes are across the field. With nearly 1,200 programs nationally reporting similar earnings patterns, accounting offers more predictability than many majors. The 45% Pell Grant rate at USC-Upstate suggests the school serves many first-generation and lower-income students who successfully complete this professional degree, which matters when evaluating accessibility and support.
The practical takeaway: if your child can graduate with debt near this estimate, they'll enter a stable profession with clear career progression. Accountants typically see steady salary growth as they gain certifications and experience. While the first-year number might not excite you, the 0.50 debt ratio means loan payments won't dominate their budget during those crucial early career years when many young professionals are still finding their footing financially.
Where University of South Carolina-Upstate Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in South Carolina
Accounting bachelors's programs at peer institutions in South Carolina (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,583 | $52,373* | β | $26,375* | β | |
| $23,400 | $59,332* | $65,948 | $23,936* | 0.40 | |
| $12,688 | $59,283* | $72,537 | $25,826* | 0.44 | |
| $15,554 | $56,419* | $69,904 | $23,250* | 0.41 | |
| $33,580 | $55,127* | $55,705 | $23,750* | 0.43 | |
| $13,920 | $52,373* | $56,398 | $54,989* | 1.05 | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Carolina-Upstate, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in SC. Actual outcomes may vary.