Median Earnings (1yr)
$40,775
27th percentile (40th in SC)
Median Debt
$26,835
3% above national median
Debt-to-Earnings
0.66
Manageable
Sample Size
232
Adequate data

Analysis

USC Upstate's business program sits squarely in the middle of South Carolina's competitive landscape—not the strongest performer, but reasonably priced for what it delivers. At $50,434 four years out, graduates earn slightly above the state median for business programs, landing at the 40th percentile statewide. That's respectable given the university's $26,835 median debt load, which keeps the debt-to-earnings ratio at a manageable 0.66.

The challenge here is the starting salary: $40,775 puts graduates well below both national and state expectations for business majors. Charleston Southern and Southern Wesleyan grads are earning 60% and 30% more, respectively, in their fourth year. However, USC Upstate's 24% earnings growth over four years suggests graduates gain traction as they establish themselves professionally. For families concerned about cost—particularly among the 45% of students on Pell grants—this represents a viable path into business careers without crushing debt.

The verdict: This works best for students who need an affordable in-state option and are willing to grind through a slower earnings ramp-up. It won't match the earning power of top South Carolina business schools, but it delivers solid fundamentals at a price point that makes the investment defensible. Just understand you're getting middle-of-the-pack outcomes, not a fast track to high earnings.

Where University of South Carolina-Upstate Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of South Carolina-UpstateOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of South Carolina-Upstate graduates compare to all programs nationally

University of South Carolina-Upstate graduates earn $41k, placing them in the 27th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in South Carolina

Business Administration, Management and Operations bachelors's programs at peer institutions in South Carolina (34 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of South Carolina-Upstate$40,775$50,434$26,8350.66
Charleston Southern University$64,920$60,513$27,0000.42
Southern Wesleyan University$52,070$54,715$40,3230.77
Citadel Military College of South Carolina$50,004$63,953$22,7260.45
Anderson University$49,754$62,201$29,3750.59
Furman University$49,008$64,242$19,5000.40
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in South Carolina

Compare tuition, earnings, and debt across South Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Charleston Southern University
Charleston
$31,030$64,920$27,000
Southern Wesleyan University
Central
$27,870$52,070$40,323
Citadel Military College of South Carolina
Charleston
$12,570$50,004$22,726
Anderson University
Anderson
$33,580$49,754$29,375
Furman University
Greenville
$58,312$49,008$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Carolina-Upstate, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 232 graduates with reported earnings and 234 graduates with debt data. Small samples may not be representative.