Median Earnings (1yr)
$29,720
35th percentile (60th in SC)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.91
Manageable
Sample Size
92
Adequate data

Analysis

USC-Upstate's psychology program sits in an interesting middle ground: earnings trail the national average by about $2,000 annually, but graduates actually outperform 60% of psychology programs across South Carolina. With first-year earnings of $29,720 and manageable debt of $27,000, the program delivers a nearly 1-to-1 debt-to-earnings ratio—better than many psychology programs nationally, which often saddle graduates with more debt relative to starting salaries.

The earnings trajectory shows steady growth to $34,695 by year four, putting graduates within striking distance of South Carolina's top programs. While USC-Upstate can't match the outcomes at Charleston Southern or Wofford, it substantially outpaces the $27,532 state median. For families focused on affordability—and 45% of students here receive Pell grants—the combination of below-average debt and above-state-average earnings makes this a practical choice.

The key question is career goals. Psychology bachelor's degrees typically require graduate school for clinical or counseling roles, where these earnings serve as a stepping stone rather than a career endpoint. For students planning to work immediately after graduation or pursue non-clinical psychology careers, these numbers represent a realistic floor. The program won't deliver standout outcomes, but it provides a solid foundation without the debt burden that could complicate graduate school plans later.

Where University of South Carolina-Upstate Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of South Carolina-UpstateOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of South Carolina-Upstate graduates compare to all programs nationally

University of South Carolina-Upstate graduates earn $30k, placing them in the 35th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in South Carolina

Psychology bachelors's programs at peer institutions in South Carolina (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of South Carolina-Upstate$29,720$34,695$27,0000.91
Charleston Southern University$35,364$37,652$27,0000.76
Wofford College$34,429—$25,7630.75
North Greenville University$34,044$32,086$23,2500.68
Clemson University$32,146$46,792$22,6870.71
University of South Carolina Aiken$31,121$38,907$27,0000.87
National Median$31,482—$25,5000.81

Other Psychology Programs in South Carolina

Compare tuition, earnings, and debt across South Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Charleston Southern University
Charleston
$31,030$35,364$27,000
Wofford College
Spartanburg
$54,100$34,429$25,763
North Greenville University
Tigerville
$24,650$34,044$23,250
Clemson University
Clemson
$15,554$32,146$22,687
University of South Carolina Aiken
Aiken
$10,760$31,121$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Carolina-Upstate, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 92 graduates with reported earnings and 136 graduates with debt data. Small samples may not be representative.