Analysis
USC-Upstate's psychology program sits in an interesting middle ground: earnings trail the national average by about $2,000 annually, but graduates actually outperform 60% of psychology programs across South Carolina. With first-year earnings of $29,720 and manageable debt of $27,000, the program delivers a nearly 1-to-1 debt-to-earnings ratio—better than many psychology programs nationally, which often saddle graduates with more debt relative to starting salaries.
The earnings trajectory shows steady growth to $34,695 by year four, putting graduates within striking distance of South Carolina's top programs. While USC-Upstate can't match the outcomes at Charleston Southern or Wofford, it substantially outpaces the $27,532 state median. For families focused on affordability—and 45% of students here receive Pell grants—the combination of below-average debt and above-state-average earnings makes this a practical choice.
The key question is career goals. Psychology bachelor's degrees typically require graduate school for clinical or counseling roles, where these earnings serve as a stepping stone rather than a career endpoint. For students planning to work immediately after graduation or pursue non-clinical psychology careers, these numbers represent a realistic floor. The program won't deliver standout outcomes, but it provides a solid foundation without the debt burden that could complicate graduate school plans later.
Where University of South Carolina-Upstate Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of South Carolina-Upstate graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of South Carolina-Upstate | $29,720 | $34,695 | +17% |
| Clemson University | $32,146 | $46,792 | +46% |
| College of Charleston | $29,339 | $43,319 | +48% |
| University of South Carolina Beaufort | $25,523 | $42,239 | +65% |
| Presbyterian College | $23,510 | $42,022 | +79% |
Compare to Similar Programs in South Carolina
Psychology bachelors's programs at peer institutions in South Carolina (29 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,583 | $29,720 | $34,695 | $27,000 | 0.91 | |
| $31,030 | $35,364 | $37,652 | $27,000 | 0.76 | |
| $54,100 | $34,429 | — | $25,763 | 0.75 | |
| $24,650 | $34,044 | $32,086 | $23,250 | 0.68 | |
| $15,554 | $32,146 | $46,792 | $22,687 | 0.71 | |
| $10,760 | $31,121 | $38,907 | $27,000 | 0.87 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Carolina-Upstate, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 92 graduates with reported earnings and 136 graduates with debt data. Small samples may not be representative.