Median Earnings (1yr)
$37,458
52nd percentile (60th in FL)
Median Debt
$21,875
17% below national median
Debt-to-Earnings
0.58
Manageable
Sample Size
43
Adequate data

Analysis

At $37,458 starting salary, University of South Florida's social work program matches the national median but edges slightly above Florida's typical outcomes—ranking in the 60th percentile among the state's 14 programs. This middle-tier positioning matters because while you'll find better-paying options at FIU ($41,626) or FAU ($39,912), USF manages to keep debt significantly lower than the national average. That $21,875 debt load translates to a manageable 0.58 debt-to-earnings ratio, meaning graduates owe about seven months of first-year salary rather than the more burdensome figures common in this field.

The earnings trajectory shows the typical pattern for social work: modest growth to $40,510 by year four, reflecting how this profession generally rewards experience with credentials and time rather than dramatic salary jumps. Social work requires realistic expectations about compensation, but USF's combination of reasonable debt and consistent employment outcomes makes it a sensible choice for students committed to this career path. The moderate sample size suggests these numbers represent actual graduate experiences rather than statistical noise.

For families weighing the investment, this program won't lead to high earnings, but it delivers on social work's actual job market without saddling graduates with crushing debt. If your child is determined to pursue this field, USF offers a solid path forward—just ensure they understand they're choosing purpose over pay.

Where University of South Florida Stands

Earnings vs. debt across all social work bachelors's programs nationally

University of South FloridaOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of South Florida graduates compare to all programs nationally

University of South Florida graduates earn $37k, placing them in the 52th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Social Work bachelors's programs at peer institutions in Florida (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of South Florida$37,458$40,510$21,8750.58
Florida International University$41,626$37,464$18,8000.45
Florida Atlantic University$39,912$41,339$21,1010.53
University of West Florida$36,573$36,233$17,3730.48
Florida Gulf Coast University$36,407$43,345$18,8370.52
University of Central Florida$35,358$40,284$22,3750.63
National Median$37,296—$26,3620.71

Other Social Work Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Florida International University
Miami
$6,565$41,626$18,800
Florida Atlantic University
Boca Raton
$4,879$39,912$21,101
University of West Florida
Pensacola
$6,360$36,573$17,373
Florida Gulf Coast University
Fort Myers
$6,118$36,407$18,837
University of Central Florida
Orlando
$6,368$35,358$22,375

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Florida, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 43 graduates with reported earnings and 64 graduates with debt data. Small samples may not be representative.