Analysis
University of West Florida's social work program keeps debt remarkably low—graduates owe just $17,373, which is less than half the national median for this field and about $4,500 below the Florida average. That 0.48 debt-to-earnings ratio is genuinely strong, meaning graduates can manage their loan payments without the financial strain many social workers face. Among Florida's 14 social work programs, this one ranks in the 60th percentile for earnings while delivering significantly better debt outcomes than most competitors.
The caveat here is important: these numbers come from a small graduating class (under 30 students), so one exceptional or struggling cohort can skew the picture dramatically. The essentially flat earnings trajectory between years one and four suggests typical social work salary patterns—steady rather than growing compensation as graduates gain experience. Earnings land right at Florida's median, trailing bigger programs like FIU and FAU by about $5,000 annually, but that gap matters less when you're starting your career with $10,000 less in loans.
For families concerned about social work's modest pay scales, this program offers a practical path: manageable debt that won't derail your child's ability to work in nonprofit or government roles where salaries are capped but the mission resonates. Just recognize that the small sample size means these outcomes might not hold steady year to year.
Where University of West Florida Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How University of West Florida graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of West Florida | $36,573 | $36,233 | -1% |
| Florida State University | $32,604 | $44,546 | +37% |
| Florida Gulf Coast University | $36,407 | $43,345 | +19% |
| Florida Atlantic University | $39,912 | $41,339 | +4% |
| University of South Florida | $37,458 | $40,510 | +8% |
Compare to Similar Programs in Florida
Social Work bachelors's programs at peer institutions in Florida (14 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,360 | $36,573 | $36,233 | $17,373 | 0.48 | |
| $6,565 | $41,626 | $37,464 | $18,800 | 0.45 | |
| $4,879 | $39,912 | $41,339 | $21,101 | 0.53 | |
| $6,410 | $37,458 | $40,510 | $21,875 | 0.58 | |
| $6,118 | $36,407 | $43,345 | $18,837 | 0.52 | |
| $6,368 | $35,358 | $40,284 | $22,375 | 0.63 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of West Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 20 graduates with reported earnings and 60 graduates with debt data. Small samples may not be representative.