Median Earnings (1yr)
$36,573
45th percentile (60th in FL)
Median Debt
$17,373
34% below national median
Debt-to-Earnings
0.48
Manageable
Sample Size
20
Limited data

Analysis

University of West Florida's social work program keeps debt remarkably low—graduates owe just $17,373, which is less than half the national median for this field and about $4,500 below the Florida average. That 0.48 debt-to-earnings ratio is genuinely strong, meaning graduates can manage their loan payments without the financial strain many social workers face. Among Florida's 14 social work programs, this one ranks in the 60th percentile for earnings while delivering significantly better debt outcomes than most competitors.

The caveat here is important: these numbers come from a small graduating class (under 30 students), so one exceptional or struggling cohort can skew the picture dramatically. The essentially flat earnings trajectory between years one and four suggests typical social work salary patterns—steady rather than growing compensation as graduates gain experience. Earnings land right at Florida's median, trailing bigger programs like FIU and FAU by about $5,000 annually, but that gap matters less when you're starting your career with $10,000 less in loans.

For families concerned about social work's modest pay scales, this program offers a practical path: manageable debt that won't derail your child's ability to work in nonprofit or government roles where salaries are capped but the mission resonates. Just recognize that the small sample size means these outcomes might not hold steady year to year.

Where University of West Florida Stands

Earnings vs. debt across all social work bachelors's programs nationally

University of West FloridaOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of West Florida graduates compare to all programs nationally

University of West Florida graduates earn $37k, placing them in the 45th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Social Work bachelors's programs at peer institutions in Florida (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of West Florida$36,573$36,233$17,3730.48
Florida International University$41,626$37,464$18,8000.45
Florida Atlantic University$39,912$41,339$21,1010.53
University of South Florida$37,458$40,510$21,8750.58
Florida Gulf Coast University$36,407$43,345$18,8370.52
University of Central Florida$35,358$40,284$22,3750.63
National Median$37,296—$26,3620.71

Other Social Work Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Florida International University
Miami
$6,565$41,626$18,800
Florida Atlantic University
Boca Raton
$4,879$39,912$21,101
University of South Florida
Tampa
$6,410$37,458$21,875
Florida Gulf Coast University
Fort Myers
$6,118$36,407$18,837
University of Central Florida
Orlando
$6,368$35,358$22,375

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of West Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 60 graduates with debt data. Small samples may not be representative.