Analysis
University of Southern Indiana's accounting program combines relatively low debt with earnings that trail both state and national peers. While $21,000 in debt is lighter than the typical accounting program burden, starting salaries of $49,000 fall about $8,000 short of Indiana's median for accounting grads and $4,500 below the national benchmark. Within Indiana's accounting landscape, this program ranks in the 40th percentileβsolidly below competitors like Purdue ($63,000) and well behind top performers like Notre Dame.
The debt-to-earnings math works favorably here: graduates owe less than half their first-year salary, and earnings climb 21% to nearly $60,000 by year four. That growth trajectory helps narrow the gap with competitors over time. The combination of reasonable debt and steady earnings progression means graduates aren't squeezed by payments, even if they're not maximizing earning potential out of the gate.
For families prioritizing affordability and debt avoidance, this program delivers on the financial safety front. However, the earnings gap mattersβthat $8,000 annual difference compounds significantly over a career. Students confident they can leverage USI's open admission environment to stand out academically might find this a sensible value play. Those with credentials competitive for Purdue or similar programs should seriously consider whether the higher earnings potential justifies any additional cost.
Where University of Southern Indiana Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How University of Southern Indiana graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Southern Indiana | $49,170 | $59,293 | +21% |
| University of Notre Dame | $76,878 | $89,081 | +16% |
| Purdue University-Main Campus | $63,021 | $74,894 | +19% |
| Grace College and Theological Seminary | $55,997 | $65,833 | +18% |
| Ball State University | $56,101 | $64,069 | +14% |
Compare to Similar Programs in Indiana
Accounting bachelors's programs at peer institutions in Indiana (33 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,136 | $49,170 | $59,293 | $21,096 | 0.43 | |
| $62,693 | $76,878 | $89,081 | $19,000 | 0.25 | |
| $51,430 | $71,234 | β | $27,000 | 0.38 | |
| $9,992 | $63,021 | $74,894 | $19,500 | 0.31 | |
| $30,446 | $62,287 | $52,151 | $29,048 | 0.47 | |
| $9,900 | $62,287 | $52,151 | $29,048 | 0.47 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Indiana, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 36 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.