Median Earnings (1yr)
$49,170
30th percentile (40th in IN)
Median Debt
$21,096
16% below national median
Debt-to-Earnings
0.43
Manageable
Sample Size
36
Adequate data

Analysis

University of Southern Indiana's accounting program combines relatively low debt with earnings that trail both state and national peers. While $21,000 in debt is lighter than the typical accounting program burden, starting salaries of $49,000 fall about $8,000 short of Indiana's median for accounting grads and $4,500 below the national benchmark. Within Indiana's accounting landscape, this program ranks in the 40th percentile—solidly below competitors like Purdue ($63,000) and well behind top performers like Notre Dame.

The debt-to-earnings math works favorably here: graduates owe less than half their first-year salary, and earnings climb 21% to nearly $60,000 by year four. That growth trajectory helps narrow the gap with competitors over time. The combination of reasonable debt and steady earnings progression means graduates aren't squeezed by payments, even if they're not maximizing earning potential out of the gate.

For families prioritizing affordability and debt avoidance, this program delivers on the financial safety front. However, the earnings gap matters—that $8,000 annual difference compounds significantly over a career. Students confident they can leverage USI's open admission environment to stand out academically might find this a sensible value play. Those with credentials competitive for Purdue or similar programs should seriously consider whether the higher earnings potential justifies any additional cost.

Where University of Southern Indiana Stands

Earnings vs. debt across all accounting bachelors's programs nationally

University of Southern IndianaOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Southern Indiana graduates compare to all programs nationally

University of Southern Indiana graduates earn $49k, placing them in the 30th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Accounting bachelors's programs at peer institutions in Indiana (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Southern Indiana$49,170$59,293$21,0960.43
University of Notre Dame$76,878$89,081$19,0000.25
Saint Mary's College$71,234—$27,0000.38
Purdue University-Main Campus$63,021$74,894$19,5000.31
Indiana Institute of Technology$62,287$52,151$29,0480.47
Indiana Institute of Technology-College of Professional Studies$62,287$52,151$29,0480.47
National Median$53,694—$25,0000.47

Other Accounting Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Notre Dame
Notre Dame
$62,693$76,878$19,000
Saint Mary's College
Notre Dame
$51,430$71,234$27,000
Purdue University-Main Campus
West Lafayette
$9,992$63,021$19,500
Indiana Institute of Technology
Fort Wayne
$30,446$62,287$29,048
Indiana Institute of Technology-College of Professional Studies
Fort Wayne
$9,900$62,287$29,048

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Indiana, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 36 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.