Analysis
Based on comparable mathematics programs in Texas, this degree appears financially sound with estimated first-year earnings of $49,708 against $21,750 in debt—a manageable 0.44 ratio that suggests graduates can handle loan payments without undue strain. This places the program right at the state median, meaning roughly half of Texas math programs produce higher earnings and half lower, though it's worth noting that top-tier programs like UT Austin and SMU report substantially stronger outcomes ($60,000-$75,000).
The estimated debt burden sits slightly above the Texas median of $19,745 but remains reasonable for a bachelor's degree. With nearly 40% of students receiving Pell grants and a 93% admission rate, St. Thomas serves a relatively accessible student population, which makes the solid earnings-to-debt ratio particularly encouraging. Mathematics degrees generally translate to stable employment across teaching, analytics, and technical fields, providing multiple pathways if one doesn't pan out.
The key limitation: we're working with estimates derived from peer programs rather than actual graduate outcomes from St. Thomas itself. The program could perform better or worse than these benchmarks suggest. For parents, this means the investment looks defensible on paper, but you'll want to dig into job placement specifics—what companies recruit here, what percentage of grads land roles within six months, and whether alumni outcomes in mathematics specifically align with these statewide estimates.
Where University of St Thomas Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Texas
Mathematics bachelors's programs at peer institutions in Texas (70 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,660 | $49,708* | — | $21,750* | — | |
| $64,460 | $74,516* | $79,735 | $21,000* | 0.28 | |
| $11,678 | $60,011* | $75,618 | $20,500* | 0.34 | |
| $14,564 | $58,238* | — | $19,745* | 0.34 | |
| $9,711 | $54,710* | $57,873 | $20,100* | 0.37 | |
| $11,164 | $53,133* | $54,367 | $23,689* | 0.45 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 21 similar programs in TX. Actual outcomes may vary.