Analysis
Based on peer programs nationwide, a University of St. Thomas real estate degree shows a trajectory that should appeal to financially-minded parents: estimated first-year earnings of $54,665 climb to a reported $84,275 by year four—a 54% jump that suggests rapid professional growth in the field. The estimated $20,530 in debt translates to a comfortable 0.38 debt-to-earnings ratio, meaning graduates could theoretically pay off their loans with less than five months of their first-year salary.
The four-year earnings figure is actual data from St. Thomas graduates, and that $84,275 stands well above what most bachelor's programs produce even years into a career. Real estate careers often reward relationships, local market knowledge, and hustle—factors that can accelerate earnings growth for motivated graduates. However, keep in mind that the industry is cyclical and commission-based work may create income volatility that averages don't capture.
For a private university education, this represents a relatively modest debt load with strong mid-career compensation. The comparison limitation here is meaningful—with only two Minnesota schools offering this major, you're largely evaluating whether St. Thomas specifically is worth the investment over entering real estate through alternative pathways like licensing programs or starting at firms without a degree.
Where University of St Thomas Stands
Earnings vs. debt across all real estate bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of St Thomas | — | $84,275 | — |
| Texas Christian University | $68,246 | $104,549 | +53% |
| Villanova University | $75,702 | $101,813 | +34% |
| University of Wisconsin-Madison | $73,239 | $100,995 | +38% |
| University of San Diego | $54,073 | $93,940 | +74% |
Compare to Similar Programs Nationally
Real Estate bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $52,284 | $54,665* | $84,275 | $20,530* | — | |
| $68,237 | $98,763* | — | $19,500* | 0.20 | |
| $64,701 | $75,702* | $101,813 | $27,000* | 0.36 | |
| $60,438 | $74,912* | — | $20,500* | 0.27 | |
| $11,205 | $73,239* | $100,995 | $20,500* | 0.28 | |
| $12,859 | $72,769* | $72,701 | $19,000* | 0.26 | |
| National Median | — | $54,665* | — | $21,126* | 0.39 |
Career Paths
Occupations commonly associated with real estate graduates
Property, Real Estate, and Community Association Managers
Real Estate Brokers
Real Estate Sales Agents
Appraisers of Personal and Business Property
Appraisers and Assessors of Real Estate
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 28 similar programs. Actual outcomes may vary.