Analysis
University of the Cumberlands graduates earn $9,200 more than the typical Kentucky criminal justice graduate, placing this program in the 60th percentile statewideβa meaningful advantage in a field where starting salaries rarely exceed $40,000. While the $37,564 first-year earnings sit just below the national median, they outpace most in-state alternatives except the University of Louisville, and the 13% earnings growth to $42,340 by year four suggests steady career progression in law enforcement or corrections.
The $25,000 median debt is reasonable for this field, translating to a 0.67 debt-to-earnings ratio that's manageable on typical criminal justice salaries. For context, monthly loan payments would consume roughly 7-8% of gross incomeβtight but workable compared to many bachelor's programs. The university serves a largely working-class population (48% Pell-eligible), and these outcomes suggest graduates can realistically service their debt while building careers in public safety roles.
The bottom line: This program delivers above-average Kentucky outcomes at below-average Kentucky debt levels. If your child is committed to criminal justice work in the region, this represents solid preparation without crushing financial burden. Just understand that criminal justice careers typically mean modest middle-class earnings rather than high income potential.
Where University of the Cumberlands Stands
Earnings vs. debt across all criminal justice and corrections bachelors's programs nationally
Earnings Distribution
How University of the Cumberlands graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of the Cumberlands | $37,564 | $42,340 | +13% |
| University of Louisville | $38,728 | $51,042 | +32% |
| Murray State University | $32,041 | $48,090 | +50% |
| Northern Kentucky University | $35,724 | $45,968 | +29% |
| Eastern Kentucky University | $31,548 | $42,270 | +34% |
Compare to Similar Programs in Kentucky
Criminal Justice and Corrections bachelors's programs at peer institutions in Kentucky (19 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,875 | $37,564 | $42,340 | $25,000 | 0.67 | |
| $12,828 | $38,728 | $51,042 | $23,151 | 0.60 | |
| $26,990 | $36,849 | $36,200 | $21,550 | 0.58 | |
| $10,896 | $35,724 | $45,968 | $25,000 | 0.70 | |
| $38,400 | $35,115 | β | β | β | |
| $9,214 | $33,099 | $31,453 | $28,162 | 0.85 | |
| National Median | β | $37,856 | β | $26,130 | 0.69 |
Career Paths
Occupations commonly associated with criminal justice and corrections graduates
Financial Examiners
Emergency Management Directors
Criminal Justice and Law Enforcement Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Regulatory Affairs Specialists
Customs Brokers
Detectives and Criminal Investigators
Police Identification and Records Officers
Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Cumberlands, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 47 graduates with reported earnings and 61 graduates with debt data. Small samples may not be representative.