Median Earnings (1yr)
$37,564
48th percentile (60th in KY)
Median Debt
$25,000
4% below national median
Debt-to-Earnings
0.67
Manageable
Sample Size
47
Adequate data

Analysis

University of the Cumberlands graduates earn $9,200 more than the typical Kentucky criminal justice graduate, placing this program in the 60th percentile statewide—a meaningful advantage in a field where starting salaries rarely exceed $40,000. While the $37,564 first-year earnings sit just below the national median, they outpace most in-state alternatives except the University of Louisville, and the 13% earnings growth to $42,340 by year four suggests steady career progression in law enforcement or corrections.

The $25,000 median debt is reasonable for this field, translating to a 0.67 debt-to-earnings ratio that's manageable on typical criminal justice salaries. For context, monthly loan payments would consume roughly 7-8% of gross income—tight but workable compared to many bachelor's programs. The university serves a largely working-class population (48% Pell-eligible), and these outcomes suggest graduates can realistically service their debt while building careers in public safety roles.

The bottom line: This program delivers above-average Kentucky outcomes at below-average Kentucky debt levels. If your child is committed to criminal justice work in the region, this represents solid preparation without crushing financial burden. Just understand that criminal justice careers typically mean modest middle-class earnings rather than high income potential.

Where University of the Cumberlands Stands

Earnings vs. debt across all criminal justice and corrections bachelors's programs nationally

University of the CumberlandsOther criminal justice and corrections programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of the Cumberlands graduates compare to all programs nationally

University of the Cumberlands graduates earn $38k, placing them in the 48th percentile of all criminal justice and corrections bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Criminal Justice and Corrections bachelors's programs at peer institutions in Kentucky (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of the Cumberlands$37,564$42,340$25,0000.67
University of Louisville$38,728$51,042$23,1510.60
Campbellsville University$36,849$36,200$21,5500.58
Northern Kentucky University$35,724$45,968$25,0000.70
Thomas More University$35,115
Kentucky State University$33,099$31,453$28,1620.85
National Median$37,856$26,1300.69

Other Criminal Justice and Corrections Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Louisville
Louisville
$12,828$38,728$23,151
Campbellsville University
Campbellsville
$26,990$36,849$21,550
Northern Kentucky University
Highland Heights
$10,896$35,724$25,000
Thomas More University
Crestview Hills
$38,400$35,115
Kentucky State University
Frankfort
$9,214$33,099$28,162

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Cumberlands, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 47 graduates with reported earnings and 61 graduates with debt data. Small samples may not be representative.