Analysis
For a field as standardized as accounting, earning power varies dramatically by institution in Texas. Based on comparable programs across the state, Incarnate Word graduates can expect first-year earnings around $49,400βnearly $20,000 below what similar credentials earn at UT Austin or Texas A&M. That gap matters when you're building toward CPA licensure and climbing the salary ladder in public accounting or corporate finance.
The estimated $22,800 in debt aligns closely with other Texas accounting programs and produces a manageable 0.46 debt-to-earnings ratio. This is reasonable compared to the national median of $25,000 for accounting bachelor's degrees. The financial burden itself isn't alarming, but it becomes less attractive when paired with below-national-median starting salaries. Accounting graduates nationwide typically earn $53,700 in their first yearβabout $4,300 more than what Texas programs like Incarnate Word's suggest.
Here's what this means practically: your child will likely enter the same CPA track as graduates from higher-earning programs but start at a lower base salary. If Incarnate Word offers significant merit aid that reduces that debt figure, or if staying in San Antonio provides cost-of-living advantages, those factors could offset the earnings gap. Otherwise, compare the net price here against public options like Texas State or UT San Antonio, which may deliver similar outcomes at lower cost.
Where University of the Incarnate Word Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Texas
Accounting bachelors's programs at peer institutions in Texas (67 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,660 | $49,406* | β | $22,759* | β | |
| $57,220 | $72,031* | $78,532 | $17,778* | 0.25 | |
| $64,460 | $68,643* | $77,801 | $15,850* | 0.23 | |
| $54,844 | $68,187* | $80,617 | $20,500* | 0.30 | |
| $11,678 | $68,082* | $78,482 | $19,462* | 0.29 | |
| $13,099 | $67,186* | $84,502 | $17,641* | 0.26 | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Incarnate Word, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 43 similar programs in TX. Actual outcomes may vary.