Median Earnings (1yr)
$23,270
5th percentile (25th in TX)
Median Debt
$27,000
8% above national median
Debt-to-Earnings
1.16
Elevated
Sample Size
61
Adequate data

Analysis

The year-one earnings here tell a stark story: at $23,270, graduates earn $9,000 less than the typical Texas biology grad and rank in just the 5th percentile nationally. That's entry-level retail territory, not college-graduate wages. While the debt load of $27,000 isn't catastrophic, borrowing that amount to earn $23,270 creates immediate financial strain for new graduates still figuring out their next move.

The dramatic 82% earnings jump by year four suggests many graduates eventually find their footing—likely by pivoting to different careers, pursuing graduate degrees, or finally landing positions that require their degree. That $42,386 four-year mark is more respectable and closer to state norms. But parents should understand what that growth pattern really means: their child will likely spend several years in low-wage positions before seeing meaningful returns, if they see them at all.

For comparison, biology graduates from nearby Texas State earn $34,516 right out of the gate—50% more than UIW grads in their first year. The 93% admission rate and modest SAT scores suggest UIW serves students who may have fewer options, but that doesn't change the economic reality. Unless your child has a clear path to medical or graduate school (where the undergraduate institution matters less), or is receiving substantial financial aid that keeps borrowing minimal, this program represents a risky bet on a delayed payoff.

Where University of the Incarnate Word Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of the Incarnate WordOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of the Incarnate Word graduates compare to all programs nationally

University of the Incarnate Word graduates earn $23k, placing them in the 5th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Biology bachelors's programs at peer institutions in Texas (70 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of the Incarnate Word$23,270$42,386$27,0001.16
Southern Methodist University$39,087$44,885$22,1250.57
University of Mary Hardin-Baylor$36,637—$27,0000.74
University of Houston-Clear Lake$35,591$50,154$19,9530.56
Texas State University$34,516$46,634$24,0000.70
Saint Edward's University$33,597$49,126$26,0000.77
National Median$32,316—$25,0000.77

Other Biology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Methodist University
Dallas
$64,460$39,087$22,125
University of Mary Hardin-Baylor
Belton
$33,150$36,637$27,000
University of Houston-Clear Lake
Houston
$7,746$35,591$19,953
Texas State University
San Marcos
$11,450$34,516$24,000
Saint Edward's University
Austin
$51,384$33,597$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Incarnate Word, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 61 graduates with reported earnings and 102 graduates with debt data. Small samples may not be representative.