Est. Earnings (1yr)
$52,373
Est. from AR median (9 programs)
Est. Median Debt
$26,588
Est. from national median (312 programs)

Analysis

Based on nine Arkansas accounting programs, first-year earnings of $52,373 suggest this degree produces competent entry-level accountants earning near both the state and national median. The estimated $26,588 in debt—derived from similar private schools nationally—translates to a debt-to-earnings ratio of 0.51, which is manageable for an accounting career with clear advancement paths. However, it's worth noting that several Arkansas programs with reported outcomes show graduates earning $6,000-7,000 more annually, which compounds significantly over a career.

The challenge here is uncertainty. Without actual graduate outcomes from University of the Ozarks, you're relying on state averages that may not reflect this specific program's placement success or curriculum strength. Accounting is relatively standardized—CPA exam prep and regional firm connections matter more than institutional prestige—but the gap between these estimates and top performers in Arkansas raises questions about whether Ozarks delivers the same career preparation.

For families comfortable with $27,000 in debt, this represents a viable path to a stable profession, assuming the estimates hold. But if your child gains admission to Arkansas State or University of Arkansas at Little Rock, those schools' documented outcomes suggest stronger returns on a similar investment.

Where University of the Ozarks Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Compare to Similar Programs in Arkansas

Accounting bachelors's programs at peer institutions in Arkansas (21 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of the OzarksClarksville$25,950$52,373*$26,588*
University of Arkansas at Little RockLittle Rock$8,455$58,845*$61,190$25,316*0.43
Harding UniversitySearcy$24,888$58,649*$74,273$27,000*0.46
Arkansas State UniversityJonesboro$7,754$58,152*$51,504$21,351*0.37
University of ArkansasFayetteville$9,748$57,535*$74,571$25,914*0.45
Strayer University-ArkansasLittle Rock$13,920$52,373*$56,398$54,989*1.05
National Median$53,694*$25,000*0.47
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Ozarks, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in AR. Actual outcomes may vary.