Analysis
Based on nine Arkansas accounting programs, first-year earnings of $52,373 suggest this degree produces competent entry-level accountants earning near both the state and national median. The estimated $26,588 in debt—derived from similar private schools nationally—translates to a debt-to-earnings ratio of 0.51, which is manageable for an accounting career with clear advancement paths. However, it's worth noting that several Arkansas programs with reported outcomes show graduates earning $6,000-7,000 more annually, which compounds significantly over a career.
The challenge here is uncertainty. Without actual graduate outcomes from University of the Ozarks, you're relying on state averages that may not reflect this specific program's placement success or curriculum strength. Accounting is relatively standardized—CPA exam prep and regional firm connections matter more than institutional prestige—but the gap between these estimates and top performers in Arkansas raises questions about whether Ozarks delivers the same career preparation.
For families comfortable with $27,000 in debt, this represents a viable path to a stable profession, assuming the estimates hold. But if your child gains admission to Arkansas State or University of Arkansas at Little Rock, those schools' documented outcomes suggest stronger returns on a similar investment.
Where University of the Ozarks Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Arkansas
Accounting bachelors's programs at peer institutions in Arkansas (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $25,950 | $52,373* | — | $26,588* | — | |
| $8,455 | $58,845* | $61,190 | $25,316* | 0.43 | |
| $24,888 | $58,649* | $74,273 | $27,000* | 0.46 | |
| $7,754 | $58,152* | $51,504 | $21,351* | 0.37 | |
| $9,748 | $57,535* | $74,571 | $25,914* | 0.45 | |
| $13,920 | $52,373* | $56,398 | $54,989* | 1.05 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Ozarks, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in AR. Actual outcomes may vary.