Analysis
Based on comparable chemistry programs in California, graduates might expect around $44,000 in first-year earnings—right at the state median but well below what UC Berkeley ($60,000) and several Cal State campuses deliver. The estimated $25,000 debt load, while manageable with a debt-to-earnings ratio of 0.57, exceeds California's typical $16,000 for chemistry degrees. This suggests University of the Pacific's private school tuition creates a steeper financial climb than state alternatives.
What makes this picture particularly uncertain is that both figures are estimates drawn from peer programs—the actual graduate sample here was too small for the Department of Education to report. Chemistry graduates in California show enormous variance, with top programs producing 35% higher earnings than the median. Without knowing where Pacific's actual outcomes fall in that range, you're essentially betting on an unknown result while paying private tuition prices.
The practical calculation: if this program performs at the state median (the basis for these estimates), your child faces higher debt than most California chemistry graduates for similar earnings prospects. Given Pacific's 95% admission rate and the strong chemistry programs available through the UC and Cal State systems, you'd want compelling non-financial reasons—like specific research opportunities or small class sizes—to justify the premium.
Where University of the Pacific Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in California
Chemistry bachelors's programs at peer institutions in California (65 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $55,340 | $43,766* | — | $24,994* | — | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,167 | $50,944* | $56,584 | $15,000* | 0.29 | |
| $7,008 | $50,553* | $66,742 | $15,680* | 0.31 | |
| $7,739 | $49,382* | — | —* | — | |
| $14,965 | $47,197* | $64,903 | $15,805* | 0.33 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Pacific, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 23 similar programs in CA. Actual outcomes may vary.