Analysis
The estimates here tell an interesting story about University of the Southwest's small accounting program. Based on comparable bachelor's programs nationally, first-year earnings around $54,000 with debt near $27,000 produces a manageable 0.50 debt-to-earnings ratioβmeaning graduates would owe roughly half their first year's salary. That's a reasonable starting point for an accounting career, though the 56% Pell rate suggests many families here are stretching to make it work.
What complicates the picture is New Mexico's accounting market. Similar programs across the state typically produce median earnings of just $45,000βnearly $9,000 less than the national figure used for this estimate. Even Eastern New Mexico, one of the state's better performers with reported data, shows graduates earning around $53,000. If University of the Southwest's actual outcomes track closer to state norms rather than national ones, that $27,000 debt becomes harder to justify, especially for families already watching every dollar.
The practical question: does a small program at a regional university deliver the connections and preparation that accounting students need to beat local averages? With no reported data from this specific program, you're betting on potential rather than proven results. If your child is committed to staying in New Mexico, verify whether this program's placement rates and CPA pass rates justify choosing it over established competitors with known outcomes.
Where University of the Southwest Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in New Mexico
Accounting bachelors's programs at peer institutions in New Mexico (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $16,670 | $53,694* | β | $26,588* | β | |
| $6,863 | $52,579* | $57,219 | $19,105* | 0.36 | |
| $8,147 | $38,057* | $53,098 | $14,750* | 0.39 | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Southwest, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 714 similar programs. Actual outcomes may vary.