Analysis
A chemistry bachelor's with a 0.56 debt-to-earnings ratio falls squarely in manageable territory—and for students who want to stay connected to the Virgin Islands while earning a STEM degree, this may be the only local option. Based on national benchmarks for chemistry programs, first-year earnings around $42,600 suggest typical outcomes for recent graduates, though these figures come from peer programs nationwide rather than actual earnings data from UVI's chemistry graduates. The estimated $23,675 in debt is slightly below the national median for chemistry majors, which should translate to monthly loan payments around $270—a reasonable burden on that starting salary.
The bigger question is what comes next. Chemistry degrees often serve as stepping stones to graduate programs, pharmacy school, or specialized roles that require additional training. If your child plans to pursue advanced degrees immediately, that trajectory matters more than first-year earnings. If they're heading straight to work, job opportunities in the Virgin Islands will be limited compared to the mainland, though the territory's rum industry, environmental labs, and tourism sector do employ chemists. The 97% admission rate and lower SAT scores suggest UVI serves a broad range of students, many with significant financial need—so strong academic support and realistic career counseling become crucial factors to investigate before committing.
Where University of the Virgin Islands Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs Nationally
Chemistry bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,612 | $42,581* | — | $23,675* | — | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,766 | $55,389* | — | $23,600* | 0.43 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $16,080 | $54,055* | $67,828 | $24,893* | 0.46 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Virgin Islands, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.