Median Earnings (1yr)
$51,272
70th percentile (60th in OH)
Median Debt
$25,250
3% below national median
Debt-to-Earnings
0.49
Manageable
Sample Size
221
Adequate data

Analysis

University of Toledo's business management program delivers solid returns that beat both national and Ohio medians, though it sits in the middle of the pack compared to the state's top programs. At $51,272 in first-year earnings, graduates earn about $6,000 more than typical business management majors nationally and rank in the 70th percentile—a meaningful advantage. Within Ohio's competitive landscape of 64 programs, this places Toledo in the 60th percentile, trailing flagship schools like Ohio State ($61,423) and Miami University ($67,823) but still performing respectably.

The debt picture reinforces the value proposition. At $25,250, graduates leave with slightly less debt than both state and national averages, creating a manageable debt-to-earnings ratio of 0.49. That means roughly half a year's salary to pay off loans—a comfortable position that allows graduates to build financial stability quickly. The 13% earnings growth over four years suggests steady career progression rather than spectacular jumps, but the trajectory is healthy.

For a program at a school with a 95% acceptance rate, these outcomes represent a practical path to the middle class without the premium price tag of more selective institutions. If your student can attend at in-state rates, Toledo offers a straightforward return on investment: better-than-average earnings with below-average debt. Just understand they'll likely need to outperform through internships or networking to reach the earnings levels of graduates from Ohio's top business programs.

Where University of Toledo Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of ToledoOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Toledo graduates compare to all programs nationally

University of Toledo graduates earn $51k, placing them in the 70th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Business Administration, Management and Operations bachelors's programs at peer institutions in Ohio (64 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Toledo$51,272$57,960$25,2500.49
Miami University-Oxford$67,823$84,103$25,0000.37
University of Dayton$63,897$75,643$23,3640.37
Ohio State University-Main Campus$61,423$73,933$23,2500.38
Bowling Green State University-Main Campus$60,807$70,489$25,0000.41
University of Cincinnati-Main Campus$60,360$77,827$23,4520.39
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Miami University-Oxford
Oxford
$17,809$67,823$25,000
University of Dayton
Dayton
$47,600$63,897$23,364
Ohio State University-Main Campus
Columbus
$12,859$61,423$23,250
Bowling Green State University-Main Campus
Bowling Green
$14,081$60,807$25,000
University of Cincinnati-Main Campus
Cincinnati
$13,570$60,360$23,452

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Toledo, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 221 graduates with reported earnings and 218 graduates with debt data. Small samples may not be representative.