Median Earnings (1yr)
$45,754
34th percentile
25th percentile in Ohio
Est. Median Debt
$27,000
Est. from OH median (9 programs)

Analysis

International business graduates from the University of Toledo face a challenging market position, earning roughly $46,000 in their first year—well below what peers at Ohio State and regional Ohio University campuses typically command. That $11,000+ gap matters when you're managing an estimated $27,000 in student debt, which mirrors the state median for similar programs. The debt load itself isn't alarming, but when paired with earnings that land in just the 25th percentile for Ohio international business programs, the value proposition weakens considerably.

The broader context makes this clearer: nationally, international business bachelor's graduates typically earn around $50,000, and Ohio programs usually produce even stronger outcomes at $57,000+. Toledo's actual reported figure falls short of both benchmarks by meaningful margins. For a field that promises global career opportunities, starting at $45,754 suggests either local market limitations or weaker employer connections compared to flagship alternatives in the state.

Given Toledo's 95% admission rate and the program's underperformance relative to state peers, parents should scrutinize what differentiates this degree from stronger alternatives. The debt-to-earnings ratio of 0.59 remains manageable, but only if career progression accelerates quickly. If Ohio State or another top-performing state program is accessible, the earnings premium they deliver—roughly $12,000 more annually from day one—would justify the comparison shopping.

Where University of Toledo Stands

Earnings vs. debt across all international business bachelors's programs nationally

Earnings Distribution

How University of Toledo graduates compare to all programs nationally

Compare to Similar Programs in Ohio

International Business bachelors's programs at peer institutions in Ohio (36 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median Debt*Debt/Earnings
University of ToledoToledo$12,377$45,754$27,000*
Ohio State University-Main CampusColumbus$12,859$57,678$69,493$27,000*0.47
Ohio University-Eastern CampusSaint Clairsville$6,178$57,396$27,000*0.47
Ohio University-Chillicothe CampusChillicothe$6,178$57,396$27,000*0.47
Ohio University-Southern CampusIronton$6,178$57,396$27,000*0.47
Ohio University-Lancaster CampusLancaster$6,178$57,396$27,000*0.47
National Median$49,890$23,472*0.47
* Estimated from similar programs

Career Paths

Occupations commonly associated with international business graduates

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Business Operations Specialists, All Other

All business operations specialists not listed separately.

Business Continuity Planners

Develop, maintain, or implement business continuity and disaster recovery strategies and solutions, including risk assessments, business impact analyses, strategy selection, and documentation of business continuity and disaster recovery procedures. Plan, conduct, and debrief regular mock-disaster exercises to test the adequacy of existing plans and strategies, updating procedures and plans regularly. Act as a coordinator for continuity efforts after a disruption event.

Sustainability Specialists

Address organizational sustainability issues, such as waste stream management, green building practices, and green procurement plans.

Online Merchants

Conduct retail activities of businesses operating exclusively online. May perform duties such as preparing business strategies, buying merchandise, managing inventory, implementing marketing activities, fulfilling and shipping online orders, and balancing financial records.

Security Management Specialists

Conduct security assessments for organizations, and design security systems and processes. May specialize in areas such as physical security or the safety of employees and facilities.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Toledo, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 18 graduates with debt data. Small samples may not be representative.