Analysis
International business graduates from the University of Toledo face a challenging market position, earning roughly $46,000 in their first year—well below what peers at Ohio State and regional Ohio University campuses typically command. That $11,000+ gap matters when you're managing an estimated $27,000 in student debt, which mirrors the state median for similar programs. The debt load itself isn't alarming, but when paired with earnings that land in just the 25th percentile for Ohio international business programs, the value proposition weakens considerably.
The broader context makes this clearer: nationally, international business bachelor's graduates typically earn around $50,000, and Ohio programs usually produce even stronger outcomes at $57,000+. Toledo's actual reported figure falls short of both benchmarks by meaningful margins. For a field that promises global career opportunities, starting at $45,754 suggests either local market limitations or weaker employer connections compared to flagship alternatives in the state.
Given Toledo's 95% admission rate and the program's underperformance relative to state peers, parents should scrutinize what differentiates this degree from stronger alternatives. The debt-to-earnings ratio of 0.59 remains manageable, but only if career progression accelerates quickly. If Ohio State or another top-performing state program is accessible, the earnings premium they deliver—roughly $12,000 more annually from day one—would justify the comparison shopping.
Where University of Toledo Stands
Earnings vs. debt across all international business bachelors's programs nationally
Earnings Distribution
How University of Toledo graduates compare to all programs nationally
Compare to Similar Programs in Ohio
International Business bachelors's programs at peer institutions in Ohio (36 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,377 | $45,754 | — | $27,000* | — | |
| $12,859 | $57,678 | $69,493 | $27,000* | 0.47 | |
| $6,178 | $57,396 | — | $27,000* | 0.47 | |
| $6,178 | $57,396 | — | $27,000* | 0.47 | |
| $6,178 | $57,396 | — | $27,000* | 0.47 | |
| $6,178 | $57,396 | — | $27,000* | 0.47 | |
| National Median | — | $49,890 | — | $23,472* | 0.47 |
Career Paths
Occupations commonly associated with international business graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Business Operations Specialists, All Other
Business Continuity Planners
Sustainability Specialists
Online Merchants
Security Management Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Toledo, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 18 graduates with debt data. Small samples may not be representative.