Analysis
The University of Utah's finance program punches well above its weight nationally, placing in the 95th percentile for earnings while maintaining relatively modest debt loads. Graduates start at $68,066βnearly $15,000 above the national median for finance programsβand see strong earnings growth to $90,829 within four years. The $18,850 in median debt translates to a debt-to-earnings ratio of just 0.28, meaning graduates owe less than three months of their first-year salary.
Within Utah, the picture requires more nuance. While the program ranks 60th percentile statewide and trails BYU's finance graduates by about $15,000, it outperforms several other state options and costs substantially more in debt than Utah's median ($12,750). However, this higher debt appears justified by the earnings trajectoryβthat 33% growth from year one to year four suggests graduates are advancing into higher-paying roles faster than typical.
For parents weighing in-state options, this represents a strong middle ground: not quite the earnings power of BYU, but significantly better outcomes than programs at Weber State or Utah Valley, with an 87% admission rate making it accessible. The combination of above-average starting salaries, manageable debt, and strong earnings momentum makes this a solid investment, particularly for students who want a recognizable state flagship credential without gambling on smaller sample sizes or less established programs.
Where University of Utah Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How University of Utah graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Utah | $68,066 | $90,829 | +33% |
| Brigham Young University | $83,876 | $96,161 | +15% |
| Utah Valley University | $60,947 | $83,180 | +36% |
| Weber State University | $49,939 | $70,831 | +42% |
| Utah State University | $61,371 | $69,741 | +14% |
Compare to Similar Programs in Utah
Finance and Financial Management Services bachelors's programs at peer institutions in Utah (9 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,315 | $68,066 | $90,829 | $18,850 | 0.28 | |
| $6,496 | $83,876 | $96,161 | $11,750 | 0.14 | |
| $41,416 | $62,689 | β | $18,071 | 0.29 | |
| $9,228 | $61,371 | $69,741 | $9,720 | 0.16 | |
| $6,270 | $60,947 | $83,180 | $12,750 | 0.21 | |
| $6,391 | $49,939 | $70,831 | β | β | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Utah, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 97 graduates with reported earnings and 76 graduates with debt data. Small samples may not be representative.