Median Earnings (1yr)
$60,947
77th percentile (40th in UT)
Median Debt
$12,750
45% below national median
Debt-to-Earnings
0.21
Manageable
Sample Size
161
Adequate data

Analysis

Utah Valley University's finance program combines exceptionally low debt with strong earnings that grow substantially over time. With just $12,750 in median debt—among the lowest 5% nationally for finance programs—graduates start at $61K and see their earnings jump to $83K within four years. That's a debt load graduates could theoretically pay off in three months of first-year salary, creating an unusually clean financial picture.

The Utah context reveals an interesting dynamic. While this program ranks middle-of-the-pack within the state (40th percentile), Utah's finance programs collectively perform well above national standards. Even landing at the state median still means beating the national median by $8,500. The top programs in Utah do pay more—BYU grads earn $24K more at the four-year mark—but they also likely carry different debt profiles and admission requirements. UVU delivers 77th percentile national earnings with bottom-tier debt, a combination that's rare in finance education.

For families weighing cost against outcome, this program offers a clear advantage: your child gets credentials that command above-average salaries without the debt burden that typically comes with finance degrees. The 37% earnings growth suggests graduates aren't hitting a ceiling early, and the robust sample size confirms these aren't fluky numbers. If your student can get into more elite Utah programs and afford them without significant debt, those might edge ahead slightly. But UVU's finance program provides strong earnings potential at a fraction of the typical cost.

Where Utah Valley University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Utah Valley UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Utah Valley University graduates compare to all programs nationally

Utah Valley University graduates earn $61k, placing them in the 77th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Utah

Finance and Financial Management Services bachelors's programs at peer institutions in Utah (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Utah Valley University$60,947$83,180$12,7500.21
Brigham Young University$83,876$96,161$11,7500.14
University of Utah$68,066$90,829$18,8500.28
Westminster University$62,689—$18,0710.29
Utah State University$61,371$69,741$9,7200.16
Weber State University$49,939$70,831——
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Utah

Compare tuition, earnings, and debt across Utah schools

SchoolIn-State TuitionEarnings (1yr)Debt
Brigham Young University
Provo
$6,496$83,876$11,750
University of Utah
Salt Lake City
$9,315$68,066$18,850
Westminster University
Salt Lake City
$41,416$62,689$18,071
Utah State University
Logan
$9,228$61,371$9,720
Weber State University
Ogden
$6,391$49,939—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Utah Valley University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 161 graduates with reported earnings and 99 graduates with debt data. Small samples may not be representative.