Analysis
Utah Valley University's finance program combines exceptionally low debt with strong earnings that grow substantially over time. With just $12,750 in median debt—among the lowest 5% nationally for finance programs—graduates start at $61K and see their earnings jump to $83K within four years. That's a debt load graduates could theoretically pay off in three months of first-year salary, creating an unusually clean financial picture.
The Utah context reveals an interesting dynamic. While this program ranks middle-of-the-pack within the state (40th percentile), Utah's finance programs collectively perform well above national standards. Even landing at the state median still means beating the national median by $8,500. The top programs in Utah do pay more—BYU grads earn $24K more at the four-year mark—but they also likely carry different debt profiles and admission requirements. UVU delivers 77th percentile national earnings with bottom-tier debt, a combination that's rare in finance education.
For families weighing cost against outcome, this program offers a clear advantage: your child gets credentials that command above-average salaries without the debt burden that typically comes with finance degrees. The 37% earnings growth suggests graduates aren't hitting a ceiling early, and the robust sample size confirms these aren't fluky numbers. If your student can get into more elite Utah programs and afford them without significant debt, those might edge ahead slightly. But UVU's finance program provides strong earnings potential at a fraction of the typical cost.
Where Utah Valley University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Utah Valley University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Utah Valley University | $60,947 | $83,180 | +36% |
| Brigham Young University | $83,876 | $96,161 | +15% |
| University of Utah | $68,066 | $90,829 | +33% |
| Weber State University | $49,939 | $70,831 | +42% |
| Utah State University | $61,371 | $69,741 | +14% |
Compare to Similar Programs in Utah
Finance and Financial Management Services bachelors's programs at peer institutions in Utah (9 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,270 | $60,947 | $83,180 | $12,750 | 0.21 | |
| $6,496 | $83,876 | $96,161 | $11,750 | 0.14 | |
| $9,315 | $68,066 | $90,829 | $18,850 | 0.28 | |
| $41,416 | $62,689 | — | $18,071 | 0.29 | |
| $9,228 | $61,371 | $69,741 | $9,720 | 0.16 | |
| $6,391 | $49,939 | $70,831 | — | — | |
| National Median | — | $53,590 | — | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utah Valley University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 161 graduates with reported earnings and 99 graduates with debt data. Small samples may not be representative.