Analysis
First-year earnings of $37,563 place this program well below both the Pennsylvania median ($45,781) and the national benchmark ($47,506) for business bachelor's degrees. While the estimated debt load of $26,543—based on comparable programs at University of Valley Forge—aligns with state and national norms, that debt burden becomes more concerning when paired with earnings that fall in just the 11th percentile nationally. Pennsylvania offers 22 business bachelor's programs, and this one ranks near the bottom quarter for first-year outcomes, trailing competitors like Temple ($48,747) and even regional private schools like Washington & Jefferson ($45,911) by significant margins.
The 0.71 debt-to-earnings ratio isn't catastrophic, but it reflects a program where graduates start with below-average earning power in a field that typically offers better financial returns. Given that 51% of students receive Pell grants, many families here are counting on post-graduation income to justify the investment. The actual debt figure for Valley Forge business graduates could differ from the state-level estimate, but even with that uncertainty, the core challenge remains: first-year earnings are measurably lower than peer programs across Pennsylvania.
For families evaluating this program, the practical question is whether the specific opportunities at Valley Forge—campus connections, faith-based environment, or other non-financial factors—offset starting nearly $10,000 behind the state median in earnings. The numbers suggest exploring how Valley Forge business graduates fare beyond year one and comparing total costs against state universities where business programs show stronger early outcomes.
Where University of Valley Forge Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Earnings Distribution
How University of Valley Forge graduates compare to all programs nationally
Compare to Similar Programs in Pennsylvania
Business/Commerce bachelors's programs at peer institutions in Pennsylvania (22 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,510 | $37,563 | — | $26,543* | — | |
| $28,794 | $56,932 | $55,634 | $33,500* | 0.59 | |
| $13,920 | $55,431 | $59,763 | $56,517* | 1.02 | |
| $22,082 | $48,747 | $60,375 | $27,000* | 0.55 | |
| $28,185 | $45,911 | $59,080 | $26,085* | 0.57 | |
| $14,646 | $45,781 | $51,789 | $26,625* | 0.58 | |
| National Median | — | $47,506 | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Valley Forge, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 17 graduates with reported earnings and 14 graduates with debt data. Small samples may not be representative.