Analysis
Based on comparable programs across Pennsylvania, a Bachelor's in Social Work at Valley Forge appears to track closely with state norms—estimated first-year earnings of $36,299 land right at the median for PA social work programs, while estimated debt of $27,000 also matches the typical burden statewide. The 0.74 debt-to-earnings ratio suggests graduates would need to dedicate roughly nine months of gross income to cover their educational debt, a manageable though not insignificant load for an entry-level helping profession.
What matters more than these state-aligned figures is the reality of social work compensation itself. Even top-performing PA programs like Pitt ($40,836) and Temple ($39,055) show earnings only marginally higher—this field simply doesn't offer the income trajectory of business or healthcare programs. With over half of Valley Forge students receiving Pell grants, many families here are already operating on tight budgets, making that $27,000 debt load feel heavier regardless of how it compares statistically.
The practical question: Can your child afford loan payments of roughly $300 monthly on a salary that will likely start around $36,000? If they're passionate about social work and understand they're choosing service over salary, the debt load here isn't alarming. But if they're uncertain about the field or considering graduate school (which many social workers pursue for better-paying clinical roles), accumulating even moderate undergraduate debt may limit future flexibility.
Where University of Valley Forge Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Social Work bachelors's programs at peer institutions in Pennsylvania (33 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,510 | $36,299* | — | $27,000* | — | |
| $21,524 | $40,836* | $40,913 | $22,000* | 0.54 | |
| $22,082 | $39,055* | $46,307 | $27,000* | 0.69 | |
| $35,570 | $37,453* | — | $33,206* | 0.89 | |
| $13,544 | $37,206* | $42,457 | $26,982* | 0.73 | |
| $11,230 | $37,135* | $39,647 | $26,624* | 0.72 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Valley Forge, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in PA. Actual outcomes may vary.