Analysis
Is a chemistry degree worth $24,000 in debt when earnings hover around $43,000? For UVM's program, comparable bachelor's chemistry graduates nationally start at roughly $42,600—solidly middle class but unspectacular for a STEM field. The estimated debt load of $23,675 translates to a 0.56 debt-to-earnings ratio, which sits in reasonable territory (you'd prefer to see this under 0.5, but it's not alarming). The real concern is what these figures don't reveal: chemistry bachelor's graduates often need graduate school for career advancement, and these numbers only capture those entering the workforce immediately.
Vermont has six chemistry programs, but none report sufficient graduate numbers for direct comparison, making it impossible to gauge whether UVM offers particular advantages over Norwich or Saint Michael's. What we can say is that UVM's selectivity (60% admission rate, 1357 average SAT) suggests reasonably prepared students, and its low Pell grant population (13%) indicates families with resources—potentially important if grad school becomes necessary.
The math works if your child plans to work directly after graduation, but chemistry careers typically require patience. If a master's or PhD is likely within five years, factor that additional debt and delayed earnings into your calculations. Without school-specific outcomes, you're making this decision somewhat blind—ask UVM's chemistry department for employment data on their recent graduates before committing.
Where University of Vermont Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs Nationally
Chemistry bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $18,890 | $42,581* | — | $23,675* | — | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,766 | $55,389* | — | $23,600* | 0.43 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $16,080 | $54,055* | $67,828 | $24,893* | 0.46 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Vermont, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.